Howard County property record for 9666 Spratley Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,964 sqft · built 1998 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $415,000 (Jun 2014) |
| Tax Bill | $7,348 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-502784 |
| Primary APN | 06-502784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 502784 |
|---|---|
| Street Address | 9666 SPRATLEY AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 9 BLK H .172 A 9666 SPRATLEY AVE NORTH LAUREL PARK |
| Legal Subdivision | NORTH LAUREL PARK COMPANY SUBDIVISION |
| Legal Block | H |
| Legal Lot Number | 9 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606906 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on Record |
| Deed Sale | Jun 27, 2014 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Book / Page | 15659 / 432 |
| Last Transfer Date | Apr 17, 2020 |
| Transfer Doc | 0196180383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Document Number | 0206460378 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 20646/378 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 15, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0202070241 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 20207/241 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0202070183 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 20207/183 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 13, 2020 |
| Property Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Document Number | 0196180383 |
| Book / Page | 19618 / 383 |
| Map Reference | LB JHO 61 FO 470 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SOURCEPOINT FULFILLMENT SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Investor | Possibly a Property Investor |
| Document Number | 0019618388 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 19618/388 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 13, 2020 |
| Property Address | 9666 SPRATLEY AVE, LAUREL, MD 20723-1855 |
| Document Number | 0191800360 |
| Book / Page | 019180 / 000360 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9666 SPRATLEY AVE LAUREL MD 207231855, LAUREL, MD 20723-1855 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,167 (+6.54%) | $579,500 (+19.61%) Land $261,200 Building $318,300 | |
| 2025 | $7,348.00 (+4.7%) Homeowner's exemption | $484,500 (+12.54%) Land $166,200 Building $318,300 | $484,500 (-) Land $166,200 Building $318,300 |
| 2024 | $7,018.00 (+54.48%) | ||
| 2023 | $430,500 | $484,500 Land $166,200 Building $318,300 | |
| 2022 | $4,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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