9664 Old Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9664 Old Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 1984
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Aug 2010)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-A-45B`

Property Details

APN / Parcel Number

Primary APN	`4-A-45B`
Alternative APNs	`004-A-45B` `04-A-45B`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,197 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	260 sqft
Deck Area	1,880 sqft
Patio Area	421 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9664 OLD ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	HAWKINS-ELEYS RD
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1006
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9664 OLD ELYS FORD RD, FREDERICKSBURG, VA 22407-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2010 · Amount on Record
Deed Sale	Aug 26, 2010 · Amount on Record
Deed Document Number	201014763
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 11, 2026
Property Address	9664 OLD ELYS FORD RD, FREDERICKSBURG, VA 22407-9608
Document Number	0000009224
Instrument Date	Jun 10, 2026
Instrument	20269224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9664 OLD ELYS FORD RD, FREDERICKSBURG, VA 22407-9608

Mortgage

Document Number	0000009224,
Date	Jun 11, 2026
Instrument	20269224

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9664 OLD ELYS FORD RD, FREDERICKSBURG, VA 22407-9608
Document Number	201700001821
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9664 OLD ELYS FORD RD FREDERICKSBURG VA 224079608, FREDERICKSBURG, VA 22407-9608

Mortgage

Document Number	201700001821
Date	Feb 1, 2017
Instrument	1821

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (-31.93%)	$678,500 (+9.31%) Land $352,800 Building $325,700
2025	$4,557.00 (+47.19%)	$620,700 (+24.51%) Land $285,600 Building $335,100	$678,500 (+9.31%) Land $352,800 Building $325,700
2024			$620,700 (+24.51%) Land $285,600 Building $335,100
2023	$3,096.00	$498,500 Land $218,400 Building $280,100	$498,500 Land $218,400 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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