96632 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96632 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,756 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Dec 2020)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-5100-0005-0010`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-5100-0005-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Heated Area
Gross Area	1,826 sqft
1st Floor Area	1,756 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Enclosed Porch
Porch Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96632 CHESTER RD
City	YULEE
State	FL
Zip	32097-3597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PT OF LOT 5 (S-1) IN OR 2415/989 ESMT OR 1393/1171 CHESTER MEADOWS UNIT 1 UNR A/K/A LOT 5-E LOFTON CHESTER TRACT
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	LOFTON CHESTER TRACT
Legal Lot Number	5 S
Legal Unit	1
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4000
Census Tract	50306

Owner

96632 Chester Rd is owned and occupied by an individual who bought it in December 2020.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	96632 CHESTER RD, YULEE, FL 32097-3597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	202045040031
Deed Book / Page	2415 / 989
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 10, 2020
Property Address	96632 CHESTER RD, YULEE, FL 32097-3597
Document Number	0024150989
Book / Page	2415 / 989
Instrument Date	Dec 9, 2020
Instrument	202045040031
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49085 CANYON CREEK RD, 49085, HILLIARD, FL 32046-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96632 CHESTER RD, YULEE, FL 32097-3597

Mortgage

Document Number	0002415991
Date	Dec 10, 2020
Instrument	2415/991

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 96632 Chester Rd was $2,891 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 (+1.44%) Homeowner's exemption	$228,709 (+2.9%)	$355,004 (+34.71%) Land $125,000 Building $230,004
2024	$2,850.00 (+3.11%) Homeowner's exemption	$222,263 (+4.32%)	$263,523 (+10.09%) Land $75,000 Building $188,523
2023	$2,764.00 (+10.69%) Homeowner's exemption	$213,063 (+3%)	$239,367 (+15.72%) Land $60,000 Building $179,367
2022	$2,497.00 Homeowner's exemption	$206,857 Land $45,000 Building $161,857	$206,857 Land $45,000 Building $161,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96632 Chester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96632 Chester Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20