9663 Lower Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 9663 Lower Troy Rd, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1985
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,388 (Mar 2024)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0557540900`

Property Details

APN / Parcel Number

Primary APN	`0557540900`
Alternative APNs	`116559` `861151`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,386 sqft (0.996 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	372 sqft
Canopy	440 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9663 LOWER TROY RD
City	TROY
State	TX
Zip	76579-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0571BC F H MILLER, 5-6-1, ACRES 0.996
Legal Subdivision	F H MILLER
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2034
Census Tract	20102

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9663 TIMER TROY RD, TROY, TX 76579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Jun 12, 2019	Warranty Deed, Transfer CHINCHILLA-JUSTICE LLC
Mar 25, 2019	Warranty Deed, Transfer RHONDA L CARMICHAEL
Mar 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	20249830
Record Updated	Sep 20, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 7, 2024
Property Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Document Number	0000009830
Instrument Date	Feb 29, 2024
Instrument	2024009830
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9663 LOWER TROY RD, TROY, TX 76579-3353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9663 LOWER TROY RD, TROY, TX 76579-3353

Mortgage

Document Number	0000009831
Date	Mar 7, 2024
Instrument	2024009831

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 30, 2021
Property Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Document Number	0000085885
Instrument Date	Dec 30, 2021
Instrument	2021085885
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9663 LOWER TROY RD, TROY, TX 76579-3353

Mortgage

Document Number	0000085886
Date	Dec 30, 2021
Instrument	2021085886

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 12, 2019
Property Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Document Number	0000024876
Book / Page	010876 / 000870
Instrument Date	Jun 10, 2019
Instrument	24876
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9663 LOWER TROY RD TROY TX 765793353, TROY, TX 76579-3353

Mortgage

Document Number	24877
Date	Jun 12, 2019
Book Page	010876/000875
Instrument	24877

Lender

Name	CHINCHILLA-JUSTICE LLC
Address	19037 LEIGH LN, PFLUGERVILLE, TX 78660-3496

Agreement

Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 25, 2019
Property Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Document Number	0000011531
Book / Page	010779 / 000049
Instrument Date	Mar 22, 2019
Instrument	11531
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19037 LEIGH LN PFLUGERVILLE TX 786603496, PFLUGERVILLE, TX 78660-3496

Mortgage

Document Number	11532
Date	Mar 25, 2019
Book Page	010779/000053
Instrument	11532

Lender

Name	RHONDA L CARMICHAEL
Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Mar 25, 2019
Property Address	9663 LOWER TROY RD, TROY, TX 76579-3353
Document Number	0000011530
Book / Page	010779 / 000045
Instrument Date	Feb 20, 2019
Instrument	11530
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9663 LOWER TROY RD TROY TX 765793353, TROY, TX 76579-3353

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (-47.59%)	$302,500 (-12.28%) Land $43,868 Building $258,632	$302,500 (-12.28%) Land $43,868 Building $258,632
2023	$4,482.00 (-9.4%)	$344,855 Land $39,880 Building $304,975	$344,855 Land $39,880 Building $304,975
2022	$4,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE ELM VALLEY WSC serves 2,127 people · EPA ID TX0140025
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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