96612 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96612 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2024)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-5100-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-5100-0002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Heated Area
Gross Area	1,664 sqft
1st Floor Area	1,538 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96612 CHESTER RD
City	YULEE
State	FL
Zip	32097-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 2 (EX S-1) IN OR 2742/500 CHESTER MEADOWS UNIT 1 UNR AKA LOT 2-E ESMT PT OR 1422/1 LOFTON CHESTER TRACT
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	LOFTON CHESTER TRACT
Legal Tract	2
Legal Lot Number	2
Legal Unit	1
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4000
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	96612 CHESTER RD, YULEE, FL 32097-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	202445028195
Deed Book / Page	2742 / 500
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 8, 2022
Property Address	96612 CHESTER RD, YULEE, FL 32097-3506
Document Number	0025821826
Book / Page	2582 / 1826
Instrument Date	Aug 5, 2022
Instrument	202245027666
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97187 CHESTER RIVER RD, 97187, YULEE, FL 32097-4983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 GRAND WAY, TALLADEGA, AL 35160-8165

Mortgage

Document Number	0025821828
Date	Aug 8, 2022
Instrument	2582/1828

Lender

Name	ALMA EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Oct 1, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+9.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$294,593 (+31%) Land $100,000 Building $194,593	$294,593 (+31%) Land $100,000 Building $194,593
2024	$3,506.00 (+7.91%)	$224,882 (+10.45%) Land $75,000 Building $149,882	$224,882 (+10.45%) Land $75,000 Building $149,882
2023	$3,249.00 (+51.12%)	$203,611 (+29.58%) Land $60,000 Building $143,611	$203,611 (+29.58%) Land $60,000 Building $143,611
2022	$2,150.00	$157,127 Land $45,000 Building $112,127	$157,127 Land $45,000 Building $112,127

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20