Hamilton County property record for 966 Willow Lake Ct, Cincinnati, OH 45233
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,601 sqft · built 1996 |
| Owner | Individual Name on File |
| Last Sale | $349,200 (Jun 2021) |
| Tax Bill | $7,247 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0113-0235-00 |
| Primary APN | 540-0113-0235-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Basement Area | 1,601 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 966 WILLOW LAKE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4888 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 4 33 1/3% WILLOW SPRINGS CONDOMINIUM PHASE 1 |
| Legal Subdivision | WILLOW SPGS |
| Legal Phase | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21302 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 966 WILLOW LAKE CT # 4, 4, CINCINNATI, OH 45233-4888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Warranty Deed, Transfer LAWYERS TITLE |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Jun 11, 1997 · Amount on Record |
| Deed Document Number | 0000075187 |
| Deed Book / Page | 14442 / 3909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 21, 2021 |
| Property Address | 966 WILLOW LAKE CT, CINCINNATI, OH 45233-4888 |
| Document Number | 0000075187 |
| Book / Page | 14442 / 3909 |
| Map Reference | MB 7249 PG 570 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021-0075187 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,047.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 966 WILLOW LAKE CT # 4, 4, CINCINNATI, OH 45233-4888 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 966 WILLOW LAKE CT, CINCINNATI, OH 45233-4888 |
| Document Number | 0000024148 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 966 WILLOWLAKE CT CINCINNATI OH 452334888, CINCINNATI, OH 45233-4888 |
| Document Number | 0000024148 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 013887/000659 |
| Instrument | 24148 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2034 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,247.00 (+2.52%) | $122,220 (-) Land $19,250 Building $102,970 | |
| 2024 | $7,069.00 (-0.3%) | $122,220 (-) Land $19,250 Building $102,970 | |
| 2023 | $7,090.00 (+43.96%) | $122,220 (+61.89%) Land $19,250 Building $102,970 | $349,200 (+61.89%) Land $55,000 Building $294,200 |
| 2022 | $4,925.00 Homeowner's exemption | $75,495 Land $10,500 Building $64,995 | |
| 2020 | $215,700 Land $30,000 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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