Saginaw County property record for 966 S Outer Dr, Saginaw, MI 48601
| Property Type | Commercial |
|---|---|
| Details | 24,384 sqft |
| Lot Size | 4.04 acres (175,982 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,600,000 (Feb 2023) |
| Tax Bill | $16,925 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Construction Loan Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-28-2022-000 |
| Primary APN | 10-12-5-28-2022-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 24,384 sqft Total Area |
| 1st Floor Area | 12,192 sqft |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 175,982 sqft (4.04 acres) |
| Lot Dimensions | 150 ft deep x 550 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 966 S OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6504 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | TC-TWN CTR |
| Legal Description | S 275 FT OF N 1689 FT OF W 1/2 OF W 1/2 OF NW 1/4 4.04 ACRES SEC 28 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11002 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 966 S OUTER DR, SAGINAW, MI 48601-6504 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed, Construction Loan · Construction Mortgage ENTERPRISE BANK & TRUST |
| Aug 17, 2017 | Warranty Deed, Transfer CROSSROADS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on Record |
| Deed Sale | Feb 1, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 1, 2023 |
| Property Address | 966 S OUTER DR, SAGINAW, MI 48601-6504 |
| Document Number | 0000002047 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023002047 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3243 FARMDALE DR, STERLING HEIGHTS, MI 48314-2834 |
| Name | Verified Name |
|---|---|
| Address | 966 S OUTER DR, SAGINAW, MI 48601-6504 |
| Document Number | 0000002048 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023002048 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 17, 2017 |
| Property Address | 966 S OUTER DR, SAGINAW, MI 48601-6504 |
| Document Number | 0000023528 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 23528 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3243 FARMDALE DR STERLING HEIGHTS MI 483142834, STERLING HEIGHTS, MI 48314-2834 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,400 (+20.49%) | $852,800 (+20.49%) | |
| 2025 | $16,925.00 (-16.23%) | ||
| 2023 | $353,900 | $707,800 | |
| 2022 | $20,203.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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