Oakland County property record for 966 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,345 sqft · built 1959 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,500 (Mar 1998) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-047 |
| Primary APN | LM-16-03-376-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 183 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 18 sqft |
| Patio Area | 103 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 966 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 2 LOT 86 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 86 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
966 Panorama Dr is owned and occupied by an individual who acquired it in May 2023.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit HURON VALLEY STATE BANK |
| Jun 8, 2023 | Intrafamily Transfer, Transfer |
| Mar 1, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 25, 2016 | Loan Modification, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 1998 · Amount on File |
| Deed Sale | Mar 26, 1998 · Amount on File |
| Last Transfer Date | May 11, 2023 |
| Transfer Doc | 0000062448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Investor | Possibly a Property Investor |
| Document Number | 0000056318 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 58620/871 |
| Instrument | 56318 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 8, 2023 |
| Property Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000062448 |
| Book / Page | 58657 / 203 |
| Map Reference | LB 96 PG 31 |
| Instrument Date | May 11, 2023 |
| Instrument | 62448 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Name | Verified Name |
|---|---|
| Address | 956 PANORAMA DR, MILFORD, MI 48381-1560 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000053824 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 55795/415 |
| Instrument | 53824 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 966 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000098069 |
| Book / Page | 050683 / 000475 |
| Instrument Date | May 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 966 PANORAMA DR MILFORD MI 483811560, MILFORD, MI 48381-1560 |
| Document Number | 0000098069 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 050683/000475 |
| Instrument | 98069 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 18, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 966 Panorama Dr was $2,037 with a homeowner's exemption, down 10.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037.00 (-10.42%) Homeowner's exemption | $130,570 | $261,140 |
| 2024 | $2,274.00 | ||
| 2023 | $116,420 | $232,840 | |
| 2021 | $1,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 966 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 966 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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