966 Old Toe River Rd, Newland, NC 28657 Property Records

Avery County property record for 966 Old Toe River Rd, Newland, NC 28657

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,834 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Aug 2020)
Tax Bill	$641 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64781`

Property Details

APN / Parcel Number

Primary APN	`64781`
Alternative APN	`18360024137300000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,834 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	281 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	175 sqft
Greenhouse	420 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Coal

Location & Zoning

Account Number	64781
Street Address	966 OLD TOE RIVER RD
City	NEWLAND
State	NC
Zip	28657-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:5 CITY/MUNI/TWP:LINVILLE
Jurisdiction	AVERY NC
Township / Civil Division	NEWLAND NO. 1
Census Block Group	3
Census Block	3008
Census Tract	930301

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 OLD TOE RIVER RD, NEWLAND, NC 28657-9160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	0005471767
Deed Book / Page	547 / 1767
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 24, 2020
Property Address	966 OLD TOE RIVER RD, NEWLAND, NC 28657-9160
Document Number	0005471767
Book / Page	000547 / 001767
Instrument Date	Aug 24, 2020
Instrument	4314
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	471 ESKONA ST NEWLAND NC 286579815, NEWLAND, NC 28657-9815

Mortgage

Document Number	5471769
Date	Aug 24, 2020
Book Page	000547/001769
Instrument	4315

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00	$160,300 (-) Land $15,000 Building $145,300	$160,300 (-) Land $15,000 Building $145,300
2023	$641.00	$160,300 (-) Land $15,000 Building $145,300	$160,300 (-) Land $15,000 Building $145,300
2022	$641.00	$160,300 Land $15,000 Building $145,300	$160,300 Land $15,000 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2004–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20