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966 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 966 O'Brien Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,488 sqft · built 1961
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$174,900 (Oct 2013)
Tax Bill$4,313 (2025)
Deeds & MortgagesMar 2024 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.10-11-3

Property Details

APN / Parcel Number

Primary APN422800 59.10-11-3
Alternative APN
  • 280005901000110030000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions132 ft deep x 76 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area50 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address966 OBRIEN AVE
CitySCHENECTADY
StateNY
Zip12303-3674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,OG,HBF,SP,PT,TLSH TOWER DEV #1-15 3.-198-2
Legal Block11
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3001
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Intrafamily Transfer, Transfer
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2013 · Amount on Record
Deed SaleOct 31, 2013 · Amount on Record
Deed Document Number201348355
Deed Book / Page1884 / 492
Last Transfer DateMar 4, 2024
Transfer Doc0000018142
Record UpdatedJun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 27, 2024
Property Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Document Number0000018142
Book / Page2127 / 802
Map ReferenceMAP 80
Instrument DateMar 4, 2024
Instrument202418142
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address966 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000047870
DateSep 28, 2021
Book Page5149/786
Instrument202147870
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,313.00$160,000 (-) Land $10,400 Building $149,600$246,200 (+16.96%) Land $16,003 Building $230,197
2023$160,000 Land $10,400 Building $149,600$210,500 Land $13,682 Building $196,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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