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966 Oakpoint Cir, Apopka, FL 32712 Property Records

Orange County property record for 966 Oakpoint Cir, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,607 sqft · built 1999
Lot Size2.52 acres (110,144 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Jun 2015)
Tax Bill$8,566 (2025)
Deeds & MortgagesSep 2020 Transfer
Jun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN03-21-28-6131-00-220

Property Details

APN / Parcel Number

Primary APN03-21-28-6131-00-220
Alternative APNs
  • 282103613100220
  • 187978
  • 191469
  • 195126

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,607 sqft Living Area
Gross Area3,530 sqft
1st Floor Area1,491 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area110,144 sqft (2.52 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area478 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address966 OAKPOINT CIR
CityAPOPKA
StateFL
Zip32712-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AAAA
Legal DescriptionOAKWATER ESTATES 18/61 LOT 22
Legal Range28E
Legal Township21S
Legal Section03
Legal SubdivisionOAKWATER ESTS
Legal Tract6131
Legal Lot Number22
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1031
Census Tract17702

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address966 OAKPOINT CIR, APOPKA, FL 32712-3706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleJun 28, 2012 · Amount on Record
Deed Document Number2015309628
Deed Book / Page10936 / 8472
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateSep 3, 2020
Property Address966 OAKPOINT CIR, APOPKA, FL 32712-3706
Document Number0000466543
Instrument DateAug 20, 2020
Instrument466543
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address966 OAKPOINT CIR APOPKA FL 327123706, APOPKA, FL 32712-3706

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address966 OAKPOINT CIR, APOPKA, FL 32712-3706
Document Number0000353925
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address966 OAKPOINT CIR APOPKA FL 327123706, APOPKA, FL 32712-3706

Mortgage

Document Number0000353925
DateJun 29, 2020
Instrument353925
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,408 (+2.7%)$741,880 (-1.16%) Land $270,000 Building $471,880
2025$8,566.00 (+3.77%) Homeowner's exemption$495,042 (+5.99%)$750,600 (+7.15%) Land $270,000 Building $480,600
2024$8,255.00 (+6.75%)
2023$7,733.00 (+8.37%) Homeowner's exemption$467,078 (+3%)$700,512 (+29.14%) Land $270,000 Building $430,512
2022$7,136.00 Homeowner's exemption$453,474$542,440 Land $140,000 Building $402,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation65.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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