966 Oak Timber Dr, Onalaska, WI 54650 Property Records

La Crosse County property record for 966 Oak Timber Dr, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$8,227 (2025)
Deeds & Mortgages	Sep 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-005848-000`

Property Details

APN / Parcel Number

Primary APN	`018-005848-000`
Alternative APNs	`18 5848 0` `55273`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	55273
Old Parcel Number	18 5848 0
Street Address	966 OAK TIMBER DR
City	ONALASKA
State	WI
Zip	54650-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIER FARM ADDITION THREE LOT 31 BLOCK 5
Legal Range	07
Legal Township	17
Legal Section	33
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	MEIER FARM ADDITION
Legal Block	5
Legal Lot Number	31
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2048
Census Tract	10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	966 OAK TIMBER DR, ONALASKA, WI 54650-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2016
Deed Sale	Jun 8, 2016
Prior Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	1676198
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	966 OAK TIMBER DR, ONALASKA, WI 54650-4502
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001715885
Date	Sep 6, 2018
Instrument	1715885

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	867 Months
Due	Dec 8, 2090

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,227.00 (+2.84%) Homeowner's exemption	$665,000 (+25.42%) Land $67,100 Building $597,900	$672,700 (+26.88%)
2023	$8,000.00 Homeowner's exemption	$530,200 Land $56,200 Building $474,000	$530,200 Land $56,200 Building $474,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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