966 Morgan Ford Rd, Front Royal, VA 22630 Property Records

Warren County property record for 966 Morgan Ford Rd, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1977
Lot Size1 acres (43,691 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jan 2023)
Tax Bill$1,964 (2026)
Deeds & MortgagesMar 2026 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN22A-3-10

Property Details

APN / Parcel Number

Primary APN22A-3-10
Alternative APN
  • 14069

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area2,796 sqft
1st Floor Area1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,691 sqft (1 acres)
TerrainAbove Road/Slope
Garage TypeMixed
Garage Area396 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number14069
Street Address966 MORGAN FORD RD
CityFRONT ROYAL
StateVA
Zip22630-9359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL 10 ASPEN HILL FARMS GREENFIELDS SEC
Legal SubdivisionSHENANDOAH-COUNTY
Legal Lot Number10
JurisdictionWARREN VA
Township / Civil DivisionSHENANDOAH
Census Block Group3
Census Block3003
Census Tract20101

Owner

Source: Warren County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address966 MORGAN FORD RD, FRONT ROYAL, VA 22630-9359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 4, 2023Deed, Transfer · VA Mortgage
HOME SAVINGS & TRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Deed Document Number202340
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address966 MORGAN FORD RD, FRONT ROYAL, VA 22630-9359
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address966 MORGAN FORD RD, FRONT ROYAL, VA 22630-9359

Mortgage

Document Number0260001469
DateMar 31, 2026
Instrument260001469
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateJan 4, 2023
Property Address966 MORGAN FORD RD, FRONT ROYAL, VA 22630-9359
Document Number0230000040
Map ReferenceMB 158 PG 65-67
Instrument DateDec 29, 2022
Instrument230000040
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$147.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address966 MORGAN FORD RD, FRONT ROYAL, VA 22630-9359

Mortgage

Document Number0230000041
DateJan 4, 2023
Instrument230000041
Lender
NameHOME SAVINGS & TRUST MORTGAGE
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (+18.81%)$345,240 (-) Land $58,500 Building $286,740
2025$1,653.00 (+38.91%)$345,240 (+42.07%) Land $58,500 Building $286,740$345,240 (+42.07%) Land $58,500 Building $286,740
2024$1,190.00$243,000 (-) Land $57,500 Building $185,500$243,000 (-) Land $57,500 Building $185,500
2023$243,000 Land $57,500 Building $185,500$243,000 Land $57,500 Building $185,500
2022$1,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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