Mobile County property record for 966 McRae Ave, Mobile, AL 36606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1989 |
| Lot Size | 0.17 acres (7,442 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,000 (Aug 2024) |
| Tax Bill | $518 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022909510006005 |
| Primary APN | R022909510006005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,442 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 112 sqft |
| Utility Building | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 890851 |
|---|---|
| Street Address | 966 MCRAE AVE |
| City | MOBILE |
| State | AL |
| Zip | 36606-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TRT OF LAND COMG AT SE COR OF LOT 34 BLK 1 MERTZ CT MBK 3 P 537 & FROM SD POB RUN TH NLY ALG E/S OF SD DESC LOT 50 FT TO |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 51 |
| Legal Subdivision | MERTZ CT |
| Legal Block | 1 |
| Legal Lot Number | 34,50 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2100 |
966 McRae Ave is owned and occupied by an individual who bought it in August 2024.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 966 MCRAE AVE, MOBILE, AL 36606-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on File |
| Deed Sale | Aug 14, 2024 · Amount on File |
| Prior Sale | May 1, 2001 |
| Deed Document Number | 202451805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jun 24, 2026 |
| Property Address | 966 MCRAE AVE, MOBILE, AL 36606-2138 |
| Document Number | 0000036358 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202636358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 966 MCRAE AVE, MOBILE, AL 36606-2138 |
| Document Number | 0000036358, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202636358 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Sep 1, 2054 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,360 (+31.37%) Land $1,100 Building $4,260 | $53,600 (+31.37%) Land $11,000 Building $42,600 | |
| 2024 | $518.00 (+8.37%) | $4,080 (-44.72%) Land $1,100 Building $2,980 | $40,800 (+10.57%) Land $11,000 Building $29,800 |
| 2023 | $478.00 | $7,380 Land $2,200 Building $5,180 | $36,900 Land $11,000 Building $25,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 966 McRae Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1979–2009) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 966 McRae Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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