Albemarle County property record for 966 Kelsey Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,136 sqft · built 1998 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,429 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076R0-05-00-02200 |
| Primary APN | 076R0-05-00-02200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Finished Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 408 sqft |
| Unfinished Basement | 1,050 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,113 sqft (0.324 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 16 sqft |
| Patio Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 966 KELSEY DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | REDFIELDS 22 PH-2B |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 966 KELSEY DR, CHARLOTTESVILLE, VA 22903-7855 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2022 |
| Transfer Doc | 0000007764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 27, 2022 |
| Property Address | 966 KELSEY DR, CHARLOTTESVILLE, VA 22903-7855 |
| Document Number | 202200007764 |
| Map Reference | MB 1459 PG 181-185 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 202200007764 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 966 KELSEY DR, CHARLOTTESVILLE, VA 22903-7855 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 966 KELSEY DR, CHARLOTTESVILLE, VA 22903-7855 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5559/752 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 5559/752 |
| Instrument | 2021-00010798 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,429.00 (+10.8%) | $607,300 (+10.78%) Land $190,000 Building $417,300 | $607,300 (+10.78%) Land $190,000 Building $417,300 |
| 2025 | $4,900.00 (+21.14%) | $548,200 (+15.73%) Land $170,000 Building $378,200 | $548,200 (+15.73%) Land $170,000 Building $378,200 |
| 2023 | $4,045.00 | $473,700 Land $162,500 Building $311,200 | $473,700 Land $162,500 Building $311,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Brightspeed, Firefly Fiber Broadband, T-Mobile, Ting, Xfinity.
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