Ramsey County property record for 966 James Ave, Saint Paul, MN 55102
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,264 sqft · built 1926 |
| Lot Size | 0.103 acres (4,480 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,100 (Apr 2023) |
| Tax Bill | $2,704 (2024) |
| Deeds & Mortgages | Apr 2026 Construction Loan Jun 2023 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-24-0193 |
| Primary APN | 11-28-23-24-0193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,480 sqft (0.103 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 673266 |
|---|---|
| Street Address | 966 JAMES AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-3332 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MICHEL & ROBERTSONS ADDITION LOT 12 BLK 12 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | MICHEL & ROBERTSONS ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 36700 |
Source: Ramsey County records · APN 11-28-23-24-0193
Assessment roll updated July 28, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1161 GARDEN AVE, SAINT PAUL, MN 55113-6111 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STORY BANK AND TRUST |
| Jun 21, 2023 | Sheriff's Deed, Foreclosure |
| Apr 20, 2023 | Sheriff's Deed, Foreclosure |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CONSULTA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 20232752670 |
| Last Transfer Date | Jun 27, 2025 |
| Transfer Doc | 0T02800485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 23, 2026 |
| Property Address | 966 JAMES AVE, SAINT PAUL, MN 55102-3332 |
| Document Number | 0002814568 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20262814568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0002814568, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20262814568 |
| Name | SOUTH STORY BANK AND TRUST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 21, 2023 |
| Property Address | 966 JAMES AVE, SAINT PAUL, MN 55102-3332 |
| Document Number | 0T02756182 |
| Instrument Date | Jun 13, 2023 |
| Instrument | T02756182 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY, PLANO, TX 75024-4177 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 20, 2023 |
| Property Address | 966 JAMES AVE, SAINT PAUL, MN 55102-3332 |
| Document Number | 0T02752670 |
| Instrument Date | Apr 20, 2023 |
| Instrument | T02752670 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 20, 2018 |
| Property Address | 966 JAMES AVE, SAINT PAUL, MN 55102-3332 |
| Document Number | 0002621603 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2621603 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.35 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 JAMES AVE ST PAUL MN 551023332, ST PAUL, MN 55102-3332 |
| Document Number | 2621604 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 2621604 |
| Name | AMERICAN MTG & EQUITY CONSULTA |
|---|---|
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (-76.26%) Land $40,000 | $40,000 (-76.26%) Land $40,000 | |
| 2024 | $2,704.00 (-24.26%) | ||
| 2023 | $3,570.00 | $168,500 (+0.54%) Land $40,000 Building $128,500 | $168,500 (+0.54%) Land $40,000 Building $128,500 |
| 2022 | $167,600 Land $40,000 Building $127,600 | $167,600 Land $40,000 Building $127,600 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 573 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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