966 Highland Ave, Jackson, KY 41339 Property Records

Breathitt County property record for 966 Highland Ave, Jackson, KY 41339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,840 sqft · built 1927
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individuals on Record
Last Sale	$210,000 (Aug 2026)
Tax Bill	$868 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-10-11-020.00`

Property Details

APN / Parcel Number

Primary APN	`103-10-11-020.00`
Alternative APNs	`8773` `2186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,840 sqft Living Area
Basement Area	608 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Terrain	Rolling
Garage Area	1 sqft
Driveway	Paver Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2186
Street Address	966 HIGHLAND AVE
City	JACKSON
State	KY
Zip	41339-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.90 AC 1 DW
Legal Subdivision	HIGHLAND AVENUE ADDITION
Jurisdiction	BREATHITT KY
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	920302

Owner

Source: Breathitt County assessment roll, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	353 JETT DR, JACKSON, KY 41339-9621
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage CITIZENS TRUST COMPANY
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Deed Document Number	2026135122
Deed Book / Page	280 / 60
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BREATHITT KY
Recording Date	Aug 4, 2026
Property Address	966 HIGHLAND AVE, JACKSON, KY 41339-1125
Document Number	0000135122
Book / Page	280 / 60
Instrument Date	Jul 14, 2026
Instrument	2026135122
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	353 JETT DR, JACKSON, KY 41339-9621

Mortgage

Document Number	0000135123,
Date	Aug 4, 2026
Instrument	2026135123

Lender

Name	CITIZENS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	966 HIGHLAND AVE, JACKSON, KY 41339-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M156/733
Date	Apr 27, 2017
Book Page	M156/733
Instrument	115642

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breathitt County
Municipality	Jackson City
Unified School District	Jackson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+0.81%)	$116,000 (-) Land $116,000	$116,000 (-) Land $116,000
2023	$861.00	$116,000	$116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2022–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000
Crystal Broadband Networks Fiber	1,000 / 1,000

May also be available: T-Mobile.

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