Whatcom County property record for 966 Hemlock Loop, Lynden, WA 98264 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,870 sqft · built 2007 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Nov 2018) |
| Tax Bill | $4,990 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 556784 |
| Primary APN | 556784 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 18874 |
|---|---|
| Street Address | 966 HEMLOCK LOOP |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOUBLE DITCH DEVELOPMENT LOT 11 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 19 |
| Legal Subdivision | DOUBLE DITCH DEVELOPMENT |
| Legal Lot Number | 11 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10301 |
Source: Whatcom County records · APN 556784
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 966 HEMLOCK LOOP, LYNDEN, WA 98264-9189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Dec 06, 2007 · Amount on Record |
| Deed Document Number | 2018-1101583 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 966 HEMLOCK LOOP, LYNDEN, WA 98264-9189 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0001200447 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021-1200447 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 966 HEMLOCK LOOP, LYNDEN, WA 98264-9189 |
| Document Number | 2200401570 |
| Instrument Date | Apr 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 966 HEMLOCK LOOP LYNDEN WA 982649189, LYNDEN, WA 98264-9189 |
| Document Number | 2200401570 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 401570 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | VANCOUVER, WA 98660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 16, 2018 |
| Property Address | 966 HEMLOCK LOOP, LYNDEN, WA 98264-9189 |
| Document Number | 2181101583 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 1101583 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,659.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 HEMLOCK LOOP LYNDEN WA 982649189, LYNDEN, WA 98264-9189 |
| Document Number | 2181101584 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 1101584 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Lynden City |
| Unified School District | Lynden School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,990.00 (+19.15%) | $659,467 (+17.56%) Land $300,108 Building $359,359 | $659,467 (+17.56%) Land $300,108 Building $359,359 |
| 2022 | $560,942 Land $127,711 Building $433,231 | $560,942 Land $127,711 Building $433,231 | |
| 2021 | $4,188.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2002–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2021, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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