966 Gray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 966 Gray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Oct 2021)
Tax Bill	$8,515 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`493-231-06-00`

Property Details

APN / Parcel Number

Primary APN	`493-231-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	966 GRAY DR
City	EL CAJON
State	CA
Zip	92020-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 16 TR 003028
Legal Subdivision	OCONNER SUB
Legal Tract	003028
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15407

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	966 GRAY DR, EL CAJON, CA 92020-7610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage YOULIYAN YOUSIF
Oct 25, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage LOAN /SAN DIEGO
Oct 23, 2018	Grant Deed LAWYERS TITLE
Apr 26, 2018	Grant Deed, Transfer CORINTHIAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	2021741836
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0000440132
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 GRAY DR, EL CAJON, CA 92020-7610

Mortgage

Document Number	0000029577
Date	Feb 5, 2024
Instrument	2024-0029577

Lender

Name	YOULIYAN YOUSIF
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000741837
Map Reference	MAP 3028
Instrument Date	Oct 20, 2021
Instrument	2021-0741837
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	966 GRAY DR, EL CAJON, CA 92020-7610

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000741836
Map Reference	MAP 3028
Instrument Date	Sep 30, 2021
Instrument	2021-0741836
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 GRAY DR, EL CAJON, CA 92020-7610

Mortgage

Document Number	0000741838
Date	Oct 25, 2021
Instrument	2021-0741838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2018
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000437750
Instrument Date	Oct 17, 2018
Instrument	437750
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	966 GRAY DR EL CAJON CA 920207610, EL CAJON, CA 92020-7610

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2018
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000437751
Instrument Date	Aug 27, 2018
Instrument	437751
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	966 GRAY DR EL CAJON CA 920207610, EL CAJON, CA 92020-7610

Mortgage

Document Number	437752
Date	Oct 19, 2018
Instrument	437752

Lender

Name	LOAN /SAN DIEGO
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2018
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000440132
Instrument Date	Aug 27, 2018
Instrument	440132
Record Updated	Nov 1, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$561.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	966 GRAY DR EL CAJON CA 920207610, EL CAJON, CA 92020-7610

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	966 GRAY DR, EL CAJON, CA 92020-7610
Document Number	0000167226
Instrument Date	Apr 24, 2018
Instrument	167226
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$442.20
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S COAST HWY #16 LAGUNA BEACH CA 926513257, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,221 (+2%) Land $487,093 Building $146,128
2025	$8,515.00 (-0.83%)	$620,806 (+4.04%) Land $477,543 Building $143,263
2023	$8,586.00 (-1.06%)	$596,700 Land $459,000 Building $137,700
2022	$8,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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