966 E Main St, El Cajon, CA 92021 Property Records

San Diego County property record for 966 E Main St, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeMixed Use Store/Office
Details647 sqft · built 1960
Lot Size0.47 acres (20,457 sqft)
OwnerCompany Name on File
Last Sale$720,000 (Dec 2018)
Tax Bill$11,206 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN489-130-22-00

Property Details

APN / Parcel Number

Primary APN489-130-22-00

Interior

Building Area647 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area20,457 sqft (0.47 acres)
Lot Dimensions200 ft deep x 100 ft wide

Location & Zoning

Street Address966 E MAIN ST
CityEL CAJON
StateCA
Zip92021-6202
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionBLK 1 LOT 12 ELY 100 FT OF WLY 150 FT OF NLY 200 FT OF SLY 217 FT TR 000355
Legal SubdivisionRANCHO EL CAJON
Legal Tract000355
Legal Block1
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15701

Owner

Source: San Diego County records · APN 489-130-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address966 E MAIN ST, EL CAJON, CA 92021-6202
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE LOAN COMPANY OF SAN DIEGO
Dec 28, 2018Grant Deed, Transfer · Conventional Mortgage
BETTY C WHITE ACCOUNTANCY CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2018 · Amount on Record
Deed SaleDec 28, 2018 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number2018532488
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address966 E MAIN ST, EL CAJON, CA 92021-6202
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 VEREDA CT, EL CAJON, CA 92019-3803

Mortgage

Document Number0000367231
DateSep 16, 2022
Instrument2022-0367231
Lender
NameTHE LOAN COMPANY OF SAN DIEGO
TypeMortgage Company
AddressSAN DIEGO, CA 92110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 28, 2018
Property Address966 E MAIN ST, EL CAJON, CA 92021-6202
Document Number0000532488
Instrument DateDec 10, 2018
Instrument532488
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address966 E MAIN ST EL CAJON CA 920216202, EL CAJON, CA 92021-6202

Mortgage

Document Number532489
DateDec 28, 2018
Instrument532489
Lender
NameBETTY C WHITE ACCOUNTANCY CO
Address970 CANTERBURY PL, ESCONDIDO, CA 92025-3836
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number532490,
DateDec 28, 2018
Instrument532490
Lender
NameAQRAWI MIKE N
Address2457 SAINT ANNE DR, EL CAJON, CA 92019-4402
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$819,232 (+2%) Land $807,856 Building $11,376
2025$11,206.00 (+14.85%)$803,169 (+4.04%) Land $792,016 Building $11,153
2023$9,757.00 (+1.54%)$771,983 Land $761,262 Building $10,721
2022$9,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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