Lincoln County property record for 966 Croteau Rd, Libby, MT 59923
| Property Type | Residential |
|---|---|
| Lot Size | 9.09 acres (395,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,369 (Nov 2023) |
| Tax Bill | $2,451 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Mortgage |
| APN | R5613227 |
| Primary APN | R5613227 |
|---|---|
| Alternative APNs |
|
| Lot Area | 395,960 sqft (9.09 acres) |
|---|
| Sewer | Septic |
|---|
| Account Number | 0000012193 |
|---|---|
| Street Address | 966 CROTTEAU RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-2849 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | S04, T30 N, R31 W, ACRES 9.09, TR K2AA IN NWSE |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 200 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 966 CROTTEAU RD, LIBBY, MT 59923-2849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Nov 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 2023308392 |
| Deed Book / Page | 403 / 924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 966 CROTEAU RD, LIBBY, MT 59923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 966 CROTEAU RD, LIBBY, MT 59923-2849 |
| Document Number | 000413/354 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 413/354 |
| Instrument | 319144 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.92% |
| Type Change Date | Jan 11, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.92% |
| Max Rate At Change | 7.92% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 391 EDUCATION WAY, LIBBY, MT 59923 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 720 CALIFORNIA AVE, LIBBY, MT 59923-1904 |
| Document Number | 000403/925 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 403/925 |
| Instrument | 308393 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | LIBBY, MT 59923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 21, 2028 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,451.00 (+201.85%) | $277,937 (+7.66%) | |
| 2025 | $812.00 (+1,833.33%) | $258,167 (+29,540.3%) | $277,937 (+31,810.1%) Land $258,167 Building $19,770 |
| 2023 | $42.00 | $871 | $871 Land $501 Building $370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
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