966 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 966 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,940 sqft · built 1919
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Nov 2021)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0127`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0127`
Alternative APNs	`8587166` `274268`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	970 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1953
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	274268
Street Address	966 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FORESTDALE ADDITION LOTS 8 AND LOT 9 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31600

Owner

966 Cook Ave E, a duplex, is owned and occupied by an individual who bought it in November 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	966 COOK AVE E, SAINT PAUL, MN 55106-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Aug 23, 2016 · Amount on File
Deed Document Number	20214917488
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0004511624
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 5, 2021
Property Address	966 COOK AVE E, SAINT PAUL, MN 55106-3235
Document Number	0A04917488
Instrument Date	Sep 30, 2021
Instrument	A04917488
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 COOK AVE E, SAINT PAUL, MN 55106-3235

Mortgage

Document Number	0A04917489
Date	Nov 5, 2021
Instrument	A04917489

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Mortgage

Document Number	0A04917490
Date	Nov 5, 2021
Instrument	A04917490

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 966 Cook Ave E was $5,392 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,700 Land $25,000 Building $287,700	$312,700 Land $25,000 Building $287,700
2025	$5,392.00
2023	$4,036.00 Homeowner's exemption	$271,100 Land $20,000 Building $251,100	$271,100 Land $20,000 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 966 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 966 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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