966 Cliffside Ave, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 966 Cliffside Ave, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,839 sqft · built 1962
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Dec 2015)
Tax Bill	$11,485 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`39-601-00-0017`

Property Details

APN / Parcel Number

Primary APN	`39-601-00-0017`
Alternative APNs	`2089-39-601-00-0017-0` `39601000017000000000` `282089 39.-601-17` `39601 00170`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	357 sqft
Finished Basement	357 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,955 sqft (0.16 acres)
Lot Dimensions	104 ft deep x 65 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	11 sqft
Deck Area	192 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39601 00170
Street Address	966 CLIFFSIDE AVE
City	VALLEY STREAM
State	NY
Zip	11581-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 015
Legal Subdivision	FLETCHER KNOLLS
Legal Block	601
Legal Lot Number	17
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1001
Census Tract	411301

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 CLIFFSIDE AVE, VALLEY STREAM, NY 11581-3052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage KARMEL HLDGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on Record
Deed Sale	Dec 4, 2015 · Amount on Record
Deed Document Number	201531768
Deed Book / Page	13295 / 157
Last Transfer Date	Sep 19, 2019
Transfer Doc	0138650522
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	966 CLIFFSIDE AVE, VALLEY STREAM, NY 11581-3052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443930586
Date	Jul 22, 2020
Book Page	44393/586
Instrument	2020-064907

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 21, 2019
Property Address	966 CLIFFSIDE AVE, VALLEY STREAM, NY 11581-3052
Document Number	0138650522
Book / Page	013865 / 000522
Instrument Date	Sep 19, 2019
Instrument	91849
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CLIFFSIDE AVE VALLEY STREAM NY 115813052, VALLEY STREAM, NY 11581-3052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	966 CLIFFSIDE AVE, VALLEY STREAM, NY 11581-3052
Document Number	0420840126
Book / Page	042084 / 000126
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 48TH ST BROOKLYN NY 112041126, BROOKLYN, NY 11204-1126

Mortgage

Document Number	0420840126
Date	Apr 26, 2017
Book Page	042084/000126
Instrument	42053

Lender

Name	KARMEL HLDGS LLC
Address	17 KARMEL RD, LOCH SHELDRAKE, NY 12759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694 (-0.86%) Land $294 Building $400	$694,000 (-0.86%)
2025	$11,485.00 (+6.27%)	$700 (-2.78%) Land $296 Building $404	$700,000 (-2.78%)
2023	$10,807.00 Additional exemption filed	$720 Land $305 Building $415	$720,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 policies
Nearby Flood Policies	206 in force
Nearby Flood Claims	502 (1978–2025)
Claims Outside the SFHA	217 of 502
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 232 claims Hurricane Irene, Sep 2011 · 84 claims Severe Storms And Flooding, Mar 2010 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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