966 Bird River Beach Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 966 Bird River Beach Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,880 sqft · built 1989
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,900 (Jul 2020)
Tax Bill	$4,925 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage
APN	`15-2000007111`

Property Details

APN / Parcel Number

Primary APN	`15-2000007111`
Alternative APN	`2000007111`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	417 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	2000007111
Street Address	966 BIRD RIVER BEACH RD
City	MIDDLE RIVER
State	MD
Zip	21220-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.08 AC BIRD RIVER BEACH
Legal Subdivision	BIRD RIVER BEACH
Legal Block	1
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1003
Census Tract	451702

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 BIRD RIVER BEACH RD, BALTIMORE, MD 21220-1209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jul 31, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Mar 23, 1994 · Amount on Record
Deed Book / Page	43182 / 122
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0373270408
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	966 BIRD RIVER BEACH RD, BALTIMORE, MD 21220-1209
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0461270446
Date	Jan 4, 2022
Book Page	46127/446

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	FORK, MD 21051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 31, 2020
Property Address	966 BIRD RIVER BEACH RD, BALTIMORE, MD 21220-1209
Document Number	0431820122
Book / Page	43182 / 122
Map Reference	MB EHKJR54 FO 88
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	966 BIRD RIVER BEACH RD, BALTIMORE, MD 21220-1209

Mortgage

Document Number	0043182132
Date	Jul 31, 2020
Instrument	43182/132

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,767 (+28.01%)	$502,300 (+42.01%) Land $100,800 Building $401,500
2024	$4,925.00 (+126.65%)
2023	$2,173.00	$353,700 Land $90,700 Building $263,000	$353,700 Land $90,700 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	62 (1978–2024)
Claims Outside the SFHA	12 of 62
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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