Howard County property record for 9659 Horsham Dr, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,536 sqft · built 1989 |
| Lot Size | 0.004 acres (174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2021) |
| Tax Bill | $6,656 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-518834 |
| Primary APN | 06-518834 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 174 sqft (0.004 acres) |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 518834 |
|---|---|
| Street Address | 9659 HORSHAM DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5968 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 138 .04 A 9659 HORSHAM DR BOWLING BROOK FARMS |
| Legal Subdivision | BOLLING BROOKE |
| Legal Lot Number | 138 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 606905 |
9659 Horsham Dr, a townhouse, is owned and occupied by two individuals who bought it in January 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Oct 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jan 21, 2021 | Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Prior Sale | Aug 10, 2001 · Amount on File |
| Deed Book / Page | 20126 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Document Number | 0229930080 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 22993/80 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0209690422 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 20969/422 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 21, 2021 |
| Property Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Document Number | 0201260177 |
| Book / Page | 20126 / 177 |
| Map Reference | PL CMP 7997 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9659 HORSHAM DR, LAUREL, MD 20723-5968 |
| Document Number | 20126182 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 20126/182 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 9659 Horsham Dr was $6,656, up 4.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,656.00 (+4.39%) | $431,700 (+4.33%) | $467,500 (+12.98%) Land $200,000 Building $267,500 |
| 2025 | $6,376.00 | $413,800 Land $130,000 Building $283,800 | $413,800 Land $130,000 Building $283,800 |
| 2023 | $344,000 | $413,800 Land $130,000 Building $283,800 | |
| 2022 | $3,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9659 Horsham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9659 Horsham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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