Winnebago County property record for 9658 Highstone Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,037 sqft · built 1996 |
| Lot Size | 0.483 acres (21,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Sep 2003) |
| Tax Bill | $6,598 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03-476-016 |
| Primary APN | 08-03-476-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,037 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 21,022 sqft (0.483 acres) |
| Lot Dimensions | 165 ft deep x 125 ft wide |
| Garage Area | 840 sqft |
| Deck Area | 132 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 111D506 |
|---|---|
| Street Address | 9658 HIGHSTONE DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT NO 10 SAGEWOOD SUB BNG PT S1/2 SEC 3-45-2 LOT 406 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 3 |
| Legal Subdivision | PLAT NO 10 SAGEWOOD SUB |
| Legal Lot Number | 406 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3806 |
9658 Highstone Dr is owned and occupied by two individuals who acquired it in September 2025.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4484 HILLTOP DR, LOVES PARK, IL 61111-8614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2003 · Amount on File |
| Deed Sale | Sep 26, 2003 · Amount on File |
| Deed Document Number | 2003392340 |
| Last Transfer Date | Sep 2, 2025 |
| Transfer Doc | 0000022409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9658 HIGHSTONE DR, ROSCOE, IL 61073-7109 |
| Document Number | 0001033037 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9658 HIGHSTONE DR ROSCOE IL 610737109, ROSCOE, IL 61073-7109 |
| Document Number | 0001033037 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 1033037 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 28, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
The 2025 property tax bill for 9658 Highstone Dr was $6,598 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Roscoe Village |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,598.00 | $86,646 Land $14,716 Building $71,930 | $259,938 Land $44,148 Building $215,790 |
| 2022 | Homeowner's exemption | $63,827 Land $10,840 Building $52,987 | $191,481 Land $32,520 Building $158,961 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9658 Highstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9658 Highstone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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