9658 2nd St, Otsego, MI 49078 Property Records

Kalamazoo County property record for 9658 2nd St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	10.5 acres (460,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2021)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-08-151-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-151-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Tri-Level
Lot Area	460,429 sqft (10.5 acres)
Lot Depth	440 ft Depth
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9658 2ND ST
City	OTSEGO
State	MI
Zip	49078-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 8-1-12 S 350 FT OF N 60 A W1/2 NW1/4, EXC BEG IN W LI 655.94 FT NLY OF W1/4 POST TH N 2.31 FT TH S 88DEG16'38" E 1070.27
Legal Range	12
Legal Township	01
Legal Section	08
Legal Subdivision	ALAMO
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ALAMO
Census Block Group	1
Census Block	1008
Census Tract	2901

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9658 2ND ST, OTSEGO, MI 49078-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 5, 2021	Warranty Deed, Transfer SUN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202131450
Prior Transfer Date	Jan 27, 2005
Prior Transfer Doc	2005006935
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9658 2ND ST, OTSEGO, MI 49078-9515
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9658 2ND ST, OTSEGO, MI 49078-9515

Mortgage

Document Number	2021029365
Date	Jul 21, 2021
Instrument	2021-029365

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 5, 2021
Property Address	9658 2ND ST, OTSEGO, MI 49078-9515
Document Number	2021031450
Instrument Date	Jul 12, 2021
Instrument	2021-031450
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9658 2ND ST, 9658, OTSEGO, MI 49078-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 MCKINLEY ST, OTSEGO, MI 49078-1246

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Alamo Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,300	$326,600
2025	$4,016.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on 2nd St

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