9656 W State Rd 48, Bloomington, IN 47404 Property Records

Monroe County property record for 9656 W State Rd 48, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,423 sqft · built 1957
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (May 2020)
Tax Bill	$953 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-22370-00`

Property Details

APN / Parcel Number

Primary APN	`007-22370-00`
Alternative APN	`53-04-31-300-012.000-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-22370-00
Street Address	9656 W STATE ROAD 48
City	BLOOMINGTON
State	IN
Zip	47404-9378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT W1/2 SW 31-9-2W 1.50A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1015
Census Tract	1301

Owner

9656 W State Rd 48 is owned and occupied by an individual who bought it in May 2020.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	9656 W STATE ROAD 48, BLOOMINGTON, IN 47404-9378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Apr 29, 2020 · Amount on File
Deed Document Number	20207542
Record Updated	Sep 20, 2026

May 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 27, 2020
Property Address	9656 W STATE ROAD 48, BLOOMINGTON, IN 47404-9378
Document Number	2020007542
Instrument Date	May 21, 2020
Instrument	2020007542
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9656 W STATE ROAD 48, BLOOMINGTON, IN 47404-9378

Mortgage

Document Number	2020007543
Date	May 27, 2020
Instrument	2020007543

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 29, 2020
Property Address	9656 W STATE ROAD 48, BLOOMINGTON, IN 47404-9378
Document Number	2020005983
Instrument Date	Apr 23, 2020
Instrument	2020005983
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9656 W STATE ROAD 48, BLOOMINGTON, IN 47404-9378

Tax Assessment & Valuation

The 2025 property tax bill for 9656 W State Rd 48 was $953, down 1.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (-1.35%)	$149,300 Land $52,500 Building $96,800	$149,300 Land $52,500 Building $96,800
2024	$966.00
2023		$135,100 (+10.02%) Land $42,000 Building $93,100	$135,100 (+10.02%) Land $42,000 Building $93,100
2022	$783.00	$122,800 Land $36,500 Building $86,300	$122,800 Land $36,500 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9656 W State Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9656 W State Rd 48 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	60 / 30

May also be available: T-Mobile.

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