9655 Ivory Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9655 Ivory Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,410 sqft · built 2019
Lot Size	0.111 acres (4,840 sqft)
Owner	2 Individual Names on File
Last Sale	$252,600 (May 2019)
Tax Bill	$7,782 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054163-1116`

Property Details

APN / Parcel Number

Primary APN	`054163-1116`
Alternative APN	`U243119A9K000040000380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	920 sqft
Upper Floors Area	1,490 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	481 sqft
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541631116
Street Address	9655 IVORY DR
City	SUN CITY CENTER
State	FL
Zip	33573-6793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT NORTH PHASE 2C LOT 38 BLOCK 40
Legal Range	19E
Legal Township	31S
Legal Section	24
Legal Subdivision	BELMONT NORTH PHASE 2C
Legal Block	40
Legal Lot Number	38
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1021
Census Tract	14007

Owner

9655 Ivory Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9655 IVORY DR, SUN CITY CENTER, FL 33573-6793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Deed Document Number	2019198505
Deed Book / Page	26613 / 355
Record Updated	Oct 29, 2026

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 9, 2019
Property Address	9655 IVORY DR, RUSKIN, FL 33573-6793
Document Number	0000198505
Book / Page	26613 / 0355
Map Reference	MB 130 PG 104
Instrument Date	May 3, 2019
Instrument	2019198505
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,768.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 WEST CYPRESS HOMES LLC #200200, 4600, TAMPA, FL 33607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9655 IVORY DR, RUSKIN, FL 33573-6793

Mortgage

Document Number	0000198506
Date	May 9, 2019
Instrument	2019198506

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9655 Ivory Dr was $7,782 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,166 (-1.93%) Land $65,437 Building $225,729	$291,166 (-2.86%) Land $65,437 Building $225,729
2025	$7,782.00 Homeowner's exemption	$296,881	$299,749 Land $70,470 Building $229,279
2023	$7,057.00 (+3.89%) Homeowner's exemption	$280,111 (+3%)	$298,073 (+9.61%) Land $65,437 Building $232,636
2022	$6,793.00 Homeowner's exemption	$271,952 Land $55,370 Building $216,582	$271,952 Land $55,370 Building $216,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9655 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9655 Ivory Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20