Mobile County property record for 9655 Beach Rd, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1984 |
| Lot Size | 1.28 acres (56,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Aug 2022) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023905030006018 |
| Primary APN | R023905030006018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 56,000 sqft (1.28 acres) |
| Lot Dimensions | 560 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 576 sqft |
| Utility Building | 200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1283925 |
|---|---|
| Street Address | 9655 BEACH RD |
| City | THEODORE |
| State | AL |
| Zip | 36582-7257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BLK 50 OF BELLE FONTAINE BEACH SUB DBK 156 PG 490 ALSO THAT PAR OF LAND BDED ON N BY ELY EXT OF N/L OF SD LOT 24 BLK |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | ELLE FONTAINE BEACH |
| Legal Block | 50 |
| Legal Lot Number | 24 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 7103 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 S CATHERINE ST, MOBILE, AL 36604-1717 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NEWTEK BANK NA |
| Aug 17, 2022 | Warranty Deed, Transfer |
| Jul 20, 2022 | Warranty Deed, Transfer · Line of Credit ALABAMA AG CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Deed Document Number | 202254216 |
| Prior Transfer Date | May 23, 2000 |
| Prior Transfer Doc | 0000033124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 9655 BEACH RD, THEODORE, AL 36582-7257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000041744 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023041744 |
| Name | NEWTEK BANK NA |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 17, 2022 |
| Property Address | 9655 BEACH RD, THEODORE, AL 36582-7257 |
| Document Number | 0000054216 |
| Map Reference | MB N S 156 PG 490-4 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022054216 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 S CATHERINE ST, MOBILE, AL 36604-1717 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2865 IRONWOOD DR, MOBILE, AL 36608-8729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 20, 2022 |
| Property Address | 9655 BEACH RD, THEODORE, AL 36582-7257 |
| Document Number | 0000048370 |
| Map Reference | MB 156 PG 490-493 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022048370 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2865 IRONWOOD DR, MOBILE, AL 36608-8729 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 906 PALMETTO ST, MOBILE, AL 36604-3020 |
| Document Number | 0000048371 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022048371 |
| Name | ALABAMA AG CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (+6.7%) | $30,980 (+7.05%) Land $24,120 Building $6,860 | $154,900 (+7.05%) Land $120,600 Building $34,300 |
| 2024 | $1,463.00 (+8.94%) | $28,940 (+9.37%) Land $24,120 Building $4,820 | $144,700 (+9.37%) Land $120,600 Building $24,100 |
| 2023 | $1,343.00 | $26,460 Land $22,000 Building $4,460 | $132,300 Land $110,000 Building $22,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 225 (1979–2022) |
| Claims Outside the SFHA | 53 of 225 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 95% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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