9654 Live Oak Trl, Willis, TX 77318 Property Records

Montgomery County property record for 9654 Live Oak Trl, Willis, TX 77318

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,521 sqft · built 2013
Lot Size	0.2 acres (8,725 sqft)
Owner	Individual Name on File
Last Sale	$218,175 (Feb 2026)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7859-04-00700`

Property Details

APN / Parcel Number

Primary APN	`7859-04-00700`
Alternative APN	`R300098`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,725 sqft (0.2 acres)
View / Lot	Primary

Exterior Amenities

Porch	Open Frame Porch
Porch Area	125 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9654 LIVE OAK TRL
City	WILLIS
State	TX
Zip	77318-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIN OAK 04, BLOCK 13, LOT 7
Legal Subdivision	PIN OAK 04
Legal Block	13
Legal Lot Number	7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1020
Census Tract	694203

Owner

9654 Live Oak Trl is owned and occupied by an individual who bought it in February 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	9654 LIVE OAK TRL, WILLIS, TX 77318-6135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 25, 2025	Vendor's Lien, Transfer · Construction Mortgage 212 LOANS LLC
Nov 10, 2020	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Sep 25, 2025 · Amount on File
Deed Document Number	202612183
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000131696
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	9654 LIVE OAK TRL, WILLIS, TX 77318-6135
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012184
Date	Feb 9, 2026
Instrument	2026012184

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	9654 LIVE OAK TRL, WILLIS, TX 77318-6135
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012185
Date	Feb 9, 2026
Instrument	2026012185

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2036

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 25, 2025
Property Address	9654 LIVE OAK TRL, WILLIS, TX 77318-6135
Document Number	0000098387
Map Reference	CAB Q SH 196
Instrument Date	Sep 23, 2025
Instrument	2025098387
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28415 SHINING CREEK LN, SPRING, TX 77386-1870

Mortgage

Document Number	0000098388
Date	Sep 25, 2025
Instrument	2025098388

Lender

Name	212 LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 23, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	9654 LIVE OAK TRL, WILLIS, TX 77318-6135
Document Number	0000003905
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9654 LIVE OAK TRL WILLIS TX 773186135, WILLIS, TX 77318-6135

Mortgage

Document Number	0000003905
Date	Jan 12, 2021
Instrument	3905

Lender

Name	PENNYMAC
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Interest

Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 9654 Live Oak Trl was $3,145, up 2.6% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Willis City
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,730 (-16%) Land $34,900 Building $146,830	$181,730 (-16.02%) Land $34,900 Building $146,830
2025	$3,145.00 (+2.58%) Homeowner's exemption	$216,336 (+1%)	$216,390 (+1.05%) Land $34,900 Building $181,490
2024	$3,066.00 (+15.44%) Homeowner's exemption	$196,669 (+1%) Land $34,900 Building $179,235	$214,135 (+9.98%) Land $34,900 Building $179,235
2023	$2,656.00 Homeowner's exemption	$178,790 Land $34,900 Building $159,800	$194,700 Land $34,900 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9654 Live Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9654 Live Oak Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIS serves 14,133 people · EPA ID TX1700003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2025
Treatment and Procedure	Coliform corrective action Feb 2026
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Nextlink.

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