9654 Godwin St, Ladson, SC 29456 Property Records

Dorchester County property record for 9654 Godwin St, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,658 sqft · built 2009
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$309,399 (Dec 2018)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`163-01-00-041`

Property Details

APN / Parcel Number

Primary APN	`163-01-00-041`
Alternative APN	`R0051007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,658 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0051007
Street Address	9654 GODWIN ST
City	LADSON
State	SC
Zip	29456-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD_NC
Legal Description	LOT 41 SUBD: MCKEWN PH 1
Legal Subdivision	MCKEWN
Legal Phase	1
Legal Lot Number	41
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1001
Census Tract	10823

Owner

9654 Godwin St is owned and occupied by two individuals who bought it in December 2018.

Source: Dorchester County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9654 GODWIN ST, LADSON, SC 29456-6729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage COLTEN MTG
Dec 3, 2018	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	2018029631
Deed Book / Page	11652 / 347
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	9654 GODWIN ST, LADSON, SC 29456-6729
Document Number	2065/0115
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9654 GODWIN ST LADSON SC 294566729, LADSON, SC 29456-6729

Mortgage

Document Number	2065/0115
Date	Sep 10, 2019
Book Page	012065/000115
Instrument	22521

Lender

Name	COLTEN MTG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 3, 2018
Property Address	9654 GODWIN ST, LADSON, SC 29456-6729
Document Number	1652/0347
Book / Page	011652 / 000347
Instrument Date	Nov 5, 2018
Instrument	29631
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9654 GODWIN ST LADSON SC 294566729, LADSON, SC 29456-6729

Mortgage

Document Number	1653/0001
Date	Dec 3, 2018
Book Page	011653/000001
Instrument	29632

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9654 Godwin St was $3,492, down 1.4% from the year before.

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	North Charleston City
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (-1.41%)	$21,324 Land $4,600 Building $16,724	$533,106 Land $115,000 Building $418,106
2024	$3,542.00 (+12.12%)
2023	$3,159.00 (+0.86%)	$12,296 (-0.03%) Land $2,200 Building $10,096	$307,402 (-) Land $55,000 Building $252,402
2022	$3,132.00	$12,300 Land $2,200 Building $10,100	$307,402 Land $55,000 Building $252,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9654 Godwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9654 Godwin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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