9654 Elmcrest Dr, Clive, IA 50325 Property Records

Polk County property record for 9654 Elmcrest Dr, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,918 sqft · built 1971
Lot Size	0.224 acres (9,772 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Sep 2026)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`291/00369-044-000`

Property Details

APN / Parcel Number

Primary APN	`291/00369-044-000`
Alternative APN	`792534376004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	1,041 sqft
Upper Floors Area	877 sqft
Basement Area	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,772 sqft (0.224 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	9654 ELMCREST DR
City	CLIVE
State	IA
Zip	50325-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 INDIAN HILLS PLAT 1
Legal Subdivision	INDIAN HILLS PLAT 1
Legal Lot Number	44
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1023
Census Tract	11206

Owner

Source: Polk County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9654 ELMCREST DR, CLIVE, IA 50325-6308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	202656015
Deed Book / Page	20653 / 93
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 9, 2026
Property Address	9654 ELMCREST DR, CLIVE, IA 50325-6308
Document Number	0000056015
Book / Page	20653 / 93
Instrument Date	Sep 4, 2026
Instrument	202656015
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,964.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9654 ELMCREST DR, CLIVE, IA 50325-6308

Mortgage

Document Number	0000056016,
Date	Sep 9, 2026
Book Page	20653/95
Instrument	202656016

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9654 ELMCREST DR, CLIVE, IA 50325-6308
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037489
Date	Jul 18, 2023
Book Page	19541/450
Instrument	2023-00037489

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	52137

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9654 ELMCREST DR, CLIVE, IA 50325-6308
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025729
Date	Apr 1, 2022
Book Page	19048/430
Instrument	2022-00025729

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 11, 2021
Property Address	9654 ELMCREST DR, CLIVE, IA 50325-6308
Document Number	202100014730
Book / Page	18355 / 849
Instrument Date	Feb 2, 2021
Instrument	2021-00014730
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9654 ELMCREST DR, CLIVE, IA 50325-6308

Mortgage

Document Number	0000014732
Date	Feb 11, 2021
Book Page	18355/853
Instrument	2021-00014732

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,552.00 (+2.2%)	$336,600 (+11.35%) Land $64,100 Building $272,500	$336,600 (+11.35%) Land $64,100 Building $272,500
2024	$4,454.00 (+8.26%)
2023		$302,300 Land $56,800 Building $245,500	$302,300 Land $56,800 Building $245,500
2020	$4,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	16 (1986–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jul 2019 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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