9654 Co Rd 44, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 9654 Co Rd 44, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1968
Lot Size	2.64 acres (115,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,422 (2026)
Flood Zone	Zone AE (high risk)
APN	`13-10-04-19-0-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-19-0-000-012.000`
Alternative APNs	`ALT APN:1004190000012000` `1381`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	115,120 sqft (2.64 acres)

Exterior Amenities

Porch	Patio
Porch Area	420 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	1381
Street Address	9654 COUNTY ROAD 44
City	CEDAR BLUFF
State	AL
Zip	35959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR;W 1235'TOPOB;W 260';SE 400'TO CONT LN;SE 350'ALGCONT LN;NW 510'TO POB
Legal Range	10E
Legal Township	09S
Legal Section	19
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3058
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1456 HIGHWAY 100, SUMMERVILLE, GA 30747-5152
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,422.00 (+7%)
2025	$1,329.00 (+4.15%)	$21,860 (+6.12%) Land $19,400 Building $2,460	$316,400 (+4.15%) Land $193,900 Building $122,500
2024	$1,276.00	$20,600 (-32.24%) Land $18,140 Building $2,460	$303,800 (-) Land $181,300 Building $122,500
2023	$1,276.00	$30,400 (+47.57%)	$303,800 (-) Land $181,300 Building $122,500
2022	$1,276.00	$20,600 Land $18,140 Building $2,460	$303,800 Land $181,300 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3