Montgomery County property record for 9654 Clyo Rd, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,202 sqft · built 1987 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (Jul 2016) |
| Tax Bill | $8,657 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 28621 0005 |
| Primary APN | O67 28621 0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 999 sqft |
| Finished Basement | 999 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 16,553 sqft |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 247 sqft |
| Patio Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9654 CLYO RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2037 WASHINGTON CREEK 3 SEC 2 |
| Legal Subdivision | WASHINGTON CREEK 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40306 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9654 CLYO RD, DAYTON, OH 45458-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI WRIGHTPATT CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on Record |
| Deed Sale | Jul 15, 2016 · Amount on Record |
| Deed Document Number | 201600037141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9654 CLYO RD, DAYTON, OH 45458-9107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000031191 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 202300031191 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9654 CLYO RD, DAYTON, OH 45458-9107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000090923 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021-00090923 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9654 CLYO RD, DAYTON, OH 45458-9107 |
| Document Number | 0000079196 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9654 CLYO RD DAYTON OH 454589107, DAYTON, OH 45458-9107 |
| Document Number | 0000079196 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 79196 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9654 CLYO RD, DAYTON, OH 45458-9107 |
| Document Number | 0000051530 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9654 CLYO RD DAYTON OH 454589107, DAYTON, OH 45458-9107 |
| Document Number | 0000051530 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 51530 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,380 (-) Land $23,450 Building $105,930 | ||
| 2024 | $8,657.00 (+8.65%) | ||
| 2023 | $7,968.00 (+6.01%) | $129,380 (+34%) Land $23,450 Building $105,930 | $369,670 (+34%) Land $67,000 Building $302,670 |
| 2022 | $7,516.00 | $96,550 Land $17,500 Building $79,050 | |
| 2020 | $275,870 Land $50,000 Building $225,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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