96536 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96536 Chester Rd, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1989
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$249,800 (Mar 2019)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-3N-28-5050-0011-0000`

Property Details

APN / Parcel Number

Primary APN	`44-3N-28-5050-0011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Heated Area
Gross Area	3,372 sqft
1st Floor Area	1,612 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	1,016 sqft
Patio Area	160 sqft
Pole Barn	1,296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96536 CHESTER RD
City	YULEE
State	FL
Zip	32097-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & PAR 1-24 IN OR 2258/1292 EX FPL ESMT OR 307/555 CHESTER ACRES PB 4/86
Legal Range	28E
Legal Township	03N
Legal Section	44
Legal Subdivision	CHESTER ACRES
Legal Lot Number	11,PAR
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4000
Census Tract	50306

Owner

Source: Nassau County records · APN 44-3N-28-5050-0011-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96536 CHESTER RD, YULEE, FL 32097-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 17, 2019	Correction Deed ATTORNEY ONLY
Mar 04, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2019 · Amount on Record
Deed Sale	Mar 04, 2019 · Amount on Record
Deed Document Number	201945006392
Deed Book / Page	2258 / 1292
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96536 CHESTER RD, YULEE, FL 32097-3502
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96536B CHESTER RD, YULEE, FL 32097-3502

Mortgage

Document Number	0026201371
Date	Feb 22, 2023
Book Page	2620/1371
Instrument	202345005153

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96536 CHESTER RD, YULEE, FL 32097-3502
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96536 CHESTER RD, YULEE, FL 32097-3502

Mortgage

Document Number	0025080297
Date	Oct 26, 2021
Book Page	2508/297
Instrument	202145039776

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 17, 2019
Property Address	96536 CHESTER RD, YULEE, FL 32097-3502
Document Number	0022681419
Book / Page	002268 / 001419
Instrument Date	Mar 01, 2019
Instrument	45011987
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,748.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96536 CHESTER RD YULEE FL 320973502, YULEE, FL 32097-3502

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 04, 2019
Property Address	96536 CHESTER RD, YULEE, FL 32097-3502
Document Number	0022581292
Book / Page	2258 / 1292
Map Reference	MB 4 PG 86
Instrument Date	Mar 01, 2019
Instrument	201945006392
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 933, HILLIARD, FL 32046-0933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95636 CHESTER ROAD, YULEE, FL 32097

Mortgage

Document Number	201945006393
Date	Mar 04, 2019
Instrument	201945006393

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+2.19%) Homeowner's exemption	$216,440 (+3.5%)	$400,991 (-1.69%) Land $173,800 Building $227,191
2024	$2,645.00 (+1.57%) Homeowner's exemption	$209,125 (+3%)	$407,896 (+2.32%) Land $190,400 Building $217,496
2023	$2,604.00 (+10.76%) Homeowner's exemption	$203,034 (+3%)	$398,632 (+23.9%) Land $190,400 Building $208,232
2022	$2,351.00 Homeowner's exemption	$197,120	$321,732 Land $142,800 Building $178,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, river or lake flooding, Tropical Storm Debby

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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