9652 Koskela Rd, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 9652 Koskela Rd, Mountain Iron, MN 55768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,016 sqft · built 2014
Lot Size	8.33 acres (362,855 sqft)
Owner	Individual Name on File
Last Sale	$1,436 (Sep 2007)
Tax Bill	$3,140 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`385-0010-04290`

Property Details

APN / Parcel Number

Primary APN	`385-0010-04290`
Alternative APN	`882597`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,016 sqft Gross Area
1st Floor Area	2,016 sqft
Basement Area	96 sqft
Unfinished Basement	96 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	362,855 sqft (8.33 acres)
Garage Area	2,244 sqft

Exterior Amenities

Deck Area	36 sqft
Patio Area	1,064 sqft
Storage Building	480 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	882597
Street Address	9652 KOSKELA RD
City	MOUNTAIN IRON
State	MN
Zip	55768-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NW1/4 OF NW1/4 EX WLY 300 FT OF ELY 575FT OF NLY 1320 FT & EX WLY 22.56 AC SERIAL #
Legal Range	19W
Legal Township	58N
Legal Section	36
Legal Subdivision	GREAT SCOTT TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREAT SCOTT
Census Block Group	1
Census Block	1103
Census Tract	12700

Owner

9652 Koskela Rd is owned and occupied by an individual who acquired it in March 2009.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	326 MINE ST, BUHL, MN 55713-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 15, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2007 · Amount on File
Deed Sale	Sep 25, 2007 · Amount on File
Prior Sale	Sep 20, 2007 · Amount on File
Deed Document Number	20071063551
Last Transfer Date	Mar 30, 2009
Transfer Doc	0001105499
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9652 KOSKELA RD, MOUNTAIN IRON, MN 55768-8154
Document Number	00A1364406
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9652 KOSKELA RD MOUNTAIN IRON MN 557688154, MOUNTAIN IRON, MN 55768-8154

Mortgage

Document Number	00A1364406
Date	Sep 30, 2019
Instrument	A1364406

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9652 KOSKELA RD, MOUNTAIN IRON, MN 55768-8154
Document Number	00A1328047
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9652 KOSKELA RD MOUNTAIN IRON MN 557688154, MOUNTAIN IRON, MN 55768-8154

Mortgage

Document Number	00A1328047
Date	Feb 22, 2018
Instrument	A1328047

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9652 KOSKELA RD, MOUNTAIN IRON, MN 55768-8154
Document Number	00A1308133
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9652 KOSKELA RD MOUNTAIN IRON MN 557688154, MOUNTAIN IRON, MN 55768-8154

Mortgage

Document Number	00A1308133
Date	Apr 27, 2017
Instrument	A1308133

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9652 Koskela Rd was $3,140 with a homeowner's exemption, up 8.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Great Scott Township
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,140.00 (+8.58%) Homeowner's exemption
2025	$2,892.00 (+12.01%) Homeowner's exemption	$395,500 (+15.37%) Land $34,900 Building $360,600	$395,500 (+15.37%) Land $34,900 Building $360,600
2024	$2,582.00	$342,800 Land $33,100 Building $309,700	$342,800 Land $33,100 Building $309,700
2022		$307,900 Land $32,200 Building $275,700	$307,900 Land $32,200 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9652 Koskela Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9652 Koskela Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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