9652 Cates Ave, Northfield, MN 55057 Property Records

Rice County property record for 9652 Cates Ave, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,766 sqft · built 1900
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Jun 2007)
Tax Bill	$4,224 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07.04.3.00.001`

Property Details

APN / Parcel Number

Primary APN	`07.04.3.00.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	416 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	392,040 sqft (9 acres)
Garage Type	Mixed
Garage Area	956 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	9652 CATES AVE
City	NORTHFIELD
State	MN
Zip	55057-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NE4 SW4 BAP IN E LI SW4 1804.81FT NLY SE COR SW4 TH CONTINUE NLY ALG E LI 579.48FT TH WLY @ RA TO E LI 676.50FT TH SLY
Legal Range	020
Legal Township	111
Legal Section	04
Jurisdiction	RICE MN
Township / Civil Division	BRIDGEWATER
Census Block Group	4
Census Block	4014
Census Tract	70200

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9652 CATES AVE, NORTHFIELD, MN 55057-4380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2007 · Amount on Record
Deed Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	200748907
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000736074
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	9652 CATES AVE, NORTHFIELD, MN 55057-4380
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A758273
Date	Feb 10, 2023
Instrument	A758273

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICE MN
Recording Date	Feb 10, 2021
Property Address	9652 CATES AVE, NORTHFIELD, MN 55057-4380
Document Number	000A736074
Instrument Date	Jan 28, 2021
Instrument	A736074
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9652 CATES AVE, NORTHFIELD, MN 55057-4380

Mortgage

Document Number	000A736075
Date	Feb 10, 2021
Instrument	A736075

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Bridgewater Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,224.00 (+28.47%)	$395,500 (+4.41%) Land $178,000 Building $217,500	$395,500 (+4.41%) Land $178,000 Building $217,500
2025		$378,800 (+15.35%) Land $167,000 Building $211,800	$378,800 (+15.35%) Land $167,000 Building $211,800
2024	$3,288.00 (+22.69%)	$328,400 (-) Land $150,000 Building $178,400	$328,400 (-) Land $150,000 Building $178,400
2023	$2,680.00	$328,400 Land $150,000 Building $178,400	$328,400 Land $150,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile, Verizon.

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