9651 Whitecliff Pl, Highlands Ranch (Littleton), CO 80129 Property Records

Douglas County property record for 9651 Whitecliff Pl, Highlands Ranch, CO 80129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,502 sqft · built 1996
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Aug 2001)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2229-09-3-05-015`

Property Details

APN / Parcel Number

Primary APN	`2229-09-3-05-015`
Alternative APNs	`R0385150` `0385150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
Gross Area	2,078 sqft
Basement Area	576 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,835 sqft (0.111 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0385150
Street Address	9651 WHITECLIFF PL
City	HIGHLANDS RANCH
State	CO
Zip	80129-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 482 HIGHLANDS RANCH 111-B 0.111 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	HIGHLANDS RANCH
Legal Block	111
Legal Lot Number	482
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	4
Census Block	4011
Census Tract	14130

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9651 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2001 · Amount on Record
Deed Sale	Aug 13, 2001 · Amount on Record
Prior Sale	Apr 4, 1997
Deed Document Number	200173332
Deed Book / Page	2107 / 794
Prior Transfer Date	Mar 25, 1997
Prior Transfer Doc	0000017566
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Jan 23, 2024
Property Address	9651 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Document Number	0000002615
Instrument Date	Jan 16, 2024
Instrument	2024002615
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	CHERRY CREEK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9651 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	0000002616
Date	Jan 23, 2024
Instrument	2024002616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9651 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHERRY CREEK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017987
Date	Mar 11, 2020
Instrument	2020017987

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	Feb 7, 2019
Property Address	9651 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Document Number	0000006361
Instrument Date	Jan 26, 2019
Instrument	6361
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	CHERRY CREEK TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9651 WHITECLIFF PL HIGHLANDS RANCH CO 801295751, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	6362
Date	Feb 7, 2019
Instrument	6362

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,190 (-) Land $8,330 Building $30,860	$576,268 (-) Land $122,449 Building $453,819
2025	$3,768.00 (+11.81%)	$39,190 (-0.63%) Land $8,330 Building $30,860	$576,268 (-2.11%) Land $122,449 Building $453,819
2024	$3,370.00 (+0.18%)
2023	$3,364.00	$39,440 Land $9,220 Building $30,220	$588,706 Land $137,610 Building $451,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Xtream Internet.

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