9651 Shane Ln, Union, KY 41091 Property Records

Boone County property record for 9651 Shane Ln, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,034 sqft · built 2014
OwnerIndividual Name on Record
Last Sale$355,000 (Nov 2014)
Tax Bill$4,561 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN063.00-26-056.00

Property Details

APN / Parcel Number

Primary APN063.00-26-056.00
Alternative APN
  • 45423

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,034 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address9651 SHANE LN
CityUNION
StateKY
Zip41091-7998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56 SEC 7 HAMPSHIRE
Legal SubdivisionHAMPSHIRE SUB SEC 7
Legal Lot Number56
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3003
Census Tract70309

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9651 SHANE LN, UNION, KY 41091-7998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 16, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2014 · Amount on Record
Deed SaleNov 18, 2014 · Amount on Record
Deed Document Number665578
Deed Book / PageD1045 / 638
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address9651 SHANE LN, UNION, KY 41091-7998
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9651 SHANE LN, UNION, KY 41091-7998

Mortgage

Document Number0M4866/767
DateOct 28, 2025
Book PageM4866/767
Instrument1184521
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 5, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address9651 SHANE LN, UNION, KY 41091-7998
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address9651 SHANE LN, UNION, KY 41091-7998

Mortgage

Document NumberM4501/959
DateAug 16, 2021
Book PageM4501/959
Instrument844925
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 22, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address9651 SHANE LN, UNION, KY 41091-7998
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4405/710
DateJan 27, 2021
Book PageM4405/710
Instrument824671
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address9651 SHANE LN, UNION, KY 41091-7998
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4281/971
DateApr 14, 2020
Book PageM4281/971
Instrument798990
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address9651 SHANE LN, UNION, KY 41091-7998
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4210/564
DateAug 26, 2019
Book PageM4210/564
Instrument781722
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2044

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityUnion City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,561.00 (-1.79%)$401,500 (-) Land $50,000 Building $351,500
2024$401,500 (-) Land $50,000 Building $351,500
2023$4,644.00 (+10.97%)$401,500 (+7.7%) Land $50,000 Building $351,500$401,500 (+7.7%) Land $50,000 Building $351,500
2022$4,185.00$372,800 Land $50,000 Building $322,800$372,800 Land $50,000 Building $322,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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