Mecklenburg County property record for 9651 Sardis Rd, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,282 sqft · built 1963 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Nov 2025) |
| Tax Bill | $5,367 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-021-08 |
| Primary APN | 213-021-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| 1st Floor Area | 2,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 554 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9651 SARDIS RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-2594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | M53-990 |
| Legal Subdivision | OAKS AT LYNDERHILL |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5865 |
9651 Sardis Rd is owned by an individual who bought it in November 2025.
Source: Mecklenburg County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 ELIZABETH MANOR CT, MATTHEWS, NC 28105-0219 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF THE OZARKS INC |
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Nov 4, 2025 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Nov 4, 2025 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Nov 4, 2025 · Amount on File |
| Deed Document Number | 2025113444 |
| Deed Book / Page | 39982 / 350 |
| Prior Transfer Date | Jun 13, 2012 |
| Prior Transfer Doc | 0000083472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 28, 2026 |
| Property Address | 9651 SARDIS RD, MATTHEWS, NC 28105-2594 |
| Document Number | 0000093364 |
| Book / Page | 40681 / 467 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202693364 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Document Number | 0000093364, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 40681/467 |
| Instrument | 202693364 |
| Name | COMMUNITY BANK OF THE OZARKS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 23, 2026 |
| Property Address | 9651 SARDIS RD, MATTHEWS, NC 28105-2594 |
| Document Number | 0000041870 |
| Book / Page | 40367 / 548 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202641870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12725 WATER POINT BLVD, WINDERMERE, FL 34786-5815 |
| Document Number | 0000041870, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 40367/548 |
| Instrument | 202641870 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 4, 2025 |
| Property Address | 9651 SARDIS RD, MATTHEWS, NC 28105-2594 |
| Document Number | 0000113443 |
| Book / Page | 39982 / 348 |
| Map Reference | MB 76 PG 640 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025113443 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2232 HEAVNER RD, LINCOLNTON, NC 28092-8553 |
| Name | Verified Name |
|---|---|
| Address | 1010 ELIZABETH MANOR CT, MATTHEWS, NC 28105-0219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 4, 2025 |
| Property Address | 9651 SARDIS RD, MATTHEWS, NC 28105-2594 |
| Document Number | 0000113444 |
| Book / Page | 39982 / 350 |
| Map Reference | MB 76 PG 640 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025113444 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2232 HEAVNER RD, LINCOLNTON, NC 28092-8553 |
| Name | Verified Name |
|---|---|
| Address | 5728 MAJOR BLVD STE 505, 505, ORLANDO, FL 32819-7970 |
The 2025 property tax bill for 9651 Sardis Rd was $5,367, up 3.1% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,367.00 (+3.09%) | $688,000 Land $436,000 Building $252,000 | $688,000 Land $436,000 Building $252,000 |
| 2024 | $5,206.00 | ||
| 2023 | $688,000 Land $436,000 Building $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9651 Sardis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9651 Sardis Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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