9651 Luke Rd, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 9651 Luke Rd, Marcy, NY 13403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1992
Lot Size	0.814 acres (35,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,750 (Oct 2019)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`304400 263.000-1-12`

Property Details

APN / Parcel Number

Primary APN	`304400 263.000-1-12`
Alternative APNs	`440026300000010120000000` `009361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	35,496 sqft (0.814 acres)
Lot Dimensions	200 ft deep x 177 ft wide
Porch	Slab
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	009361
Street Address	9651 LUKE RD
City	MARCY
State	NY
Zip	13403-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	2
Census Block	2009
Census Tract	26200

Owner

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9651 LUKE RD, MARCY, NY 13403-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
May 30, 2023	Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	201913521
Last Transfer Date	May 24, 2023
Transfer Doc	0000006489
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	9651 LUKE RD, MARCY, NY 13403-2709
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017832
Date	Nov 10, 2022
Instrument	2022-017832

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	9651 LUKE RD, MARCY, NY 13403-2709
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008706
Date	Jul 19, 2023
Instrument	2023-008706

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	May 30, 2023
Property Address	9651 LUKE RD, MARCY, NY 13403-2709
Document Number	0000006489
Instrument Date	May 24, 2023
Instrument	2023-006489
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9651 LUKE RD, MARCY, NY 13403-2709

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 3, 2019
Property Address	9651 LUKE RD, MARCY, NY 13403-2709
Document Number	0000013521
Instrument Date	Oct 3, 2019
Instrument	13521
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9651 LUKE RD MARCY NY 134032709, MARCY, NY 13403-2709

Mortgage

Document Number	13522
Date	Oct 3, 2019
Instrument	13522

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	9651 LUKE RD, MARCY, NY 13403-2709
Document Number	0000013522
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9651 LUKE RD MARCY NY 134032709, MARCY, NY 13403-2709

Mortgage

Document Number	0000013522
Date	Oct 3, 2019
Instrument	13522

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

Tax Assessment & Valuation

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (+1.06%)
2025	$3,396.00 (+114.8%)	$72,600 (-) Land $20,800 Building $51,800	$157,826 (+17.39%) Land $45,217 Building $112,609
2023		$72,600 (-) Land $20,800 Building $51,800	$134,444 (+14.81%) Land $38,518 Building $95,926
2022	$1,581.00	$72,600 Land $20,800 Building $51,800	$117,097 Land $33,548 Building $83,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Oneida County Rural Telephone Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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