9650 River Rd, Sacramento, CA 95832 Property Records

Sacramento County property record for 9650 River Rd, Sacramento, CA 95832

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 8,506 sqft · built 1960
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,005,000 (Feb 2022)
Tax Bill	$23,771 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`132-0010-003-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0010-003-0000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,506 sqft Living Area
1st Floor Area	3,272 sqft
2nd Floor Area	1,805 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	108,900 sqft
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces
Pool Area	19,780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9650 RIVER RD
City	SACRAMENTO
State	CA
Zip	95832-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-40
Legal Description	POR TR 18 OF O M OF RECLAMATION DIST 744 & BEINGFURTHER DES IN BK 933 OF O R DOCUMENT NO 461 LOCATED SEC 2 TWP 6 N R 4 E,
Legal Subdivision	RECLAMATION DIST 07
Legal Tract	18
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4022
Census Tract	9900

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9650 RIVER RD, SACRAMENTO, CA 95832-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Dec 30, 1994 · Amount on Record
Deed Book / Page	202202 / 1083
Prior Transfer Date	Mar 18, 1994
Prior Transfer Doc	9403001645
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2022
Property Address	9650 RIVER RD, SACRAMENTO, CA 95832-9705
Document Number	0000001083
Map Reference	MB 3 MAP 57
Instrument Date	Feb 3, 2022
Instrument	2022021001083
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9650 RIVER RD, SACRAMENTO, CA 95832-9705

Mortgage

Document Number	0000001084
Date	Feb 10, 2022
Instrument	2022021001084

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	River Delta Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,170,275 (+2%) Land $865,945 Building $1,304,330
2025	$23,771.00 (+2.15%) Homeowner's exemption	$2,127,721 (+4.04%) Land $848,966 Building $1,278,755
2024	$23,271.00 (+3.1%)
2023	$22,572.00 (+300.5%) Homeowner's exemption	$2,045,100 Land $816,000 Building $1,229,100
2022	$5,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Storms & Flooding, Mar 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, DigitalPath.

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