9650 Ridge Runner Ct, Estero, FL 33928 Property Records

Lee County property record for 9650 Ridge Runner Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,940 sqft · built 1980
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$449,500 (May 2025)
Tax Bill$3,103 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-46-25-E3-04000.0020

Property Details

APN / Parcel Number

Primary APN34-46-25-E3-04000.0020
Alternative APNs
  • 253446E3040000020
  • 34462504000000020
  • 10275823

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,940 sqft Living Area
Gross Area2,308 sqft
1st Floor Area1,711 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions84 ft deep x 142 ft wide
Garage TypeCarport
Garage Area275 sqft
CarportCarport
Carport Area275 sqft

Exterior Amenities

PorchFlorida Room
Porch Area501 sqft
Patio Area96 sqft
Utility Building168 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10275823
Street Address9650 RIDGE RUNNER CT
CityESTERO
StateFL
Zip33928-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionBOYCES S/D LOT 2 PB 30 PG 147
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionBOYCES S/D
Legal Tract4
Legal Block1
Legal Lot Number2
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1017
Census Tract50306

Owner

Source: Lee County records · APN 34-46-25-E3-04000.0020

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9650 RIDGE RUNNER CT, ESTERO, FL 33928-3214
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
May 02, 2019Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2025 · Amount on Record
Deed SaleMay 07, 2025 · Amount on Record
Prior SaleMay 02, 2019 · Amount on Record
Deed Document Number2025124105
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9650 RIDGE RUNNER CT, ESTERO, FL 33928-3214
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9650 RIDGE RUNNER CT, ESTERO, FL 33928-3214

Mortgage

Document Number0000167008
DateMay 18, 2022
Instrument2022000167008
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 02, 2019
Property Address9650 RIDGE RUNNER CT, ESTERO, FL 33928-3214
Document Number0000101029
Instrument DateApr 30, 2019
Instrument101029
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyHEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,407.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9650 RIDGE RUNNER CT ESTERO FL 339283214, ESTERO, FL 33928-3214

Mortgage

Document Number101030
DateMay 02, 2019
Instrument101030
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,103.00 (+7.71%) Homeowner's exemption$250,423 (+5.99%)$335,065 (-29.03%) Land $179,519 Building $155,546
2023$2,881.00 (-1.57%) Homeowner's exemption$236,277 (+3%)$472,093 (+59.78%) Land $85,095 Building $386,998
2022$2,927.00 Homeowner's exemption$229,395$295,464 Land $60,104 Building $235,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 164 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims21 (1981–2023)
Claims Outside the SFHA6 of 21
Most Recent ClaimMar 2023
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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