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965 Wiggins Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 965 Wiggins Rd, Holt, FL 32564 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,679 sqft · built 2004
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$518,000 (Dec 2021)
Tax Bill$3,643 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-8692-3

Property Details

APN / Parcel Number

Primary APNC56-000-596-8692-3
Alternative APN
  • 26-3N-25-0000-0012-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,679 sqft Heated Area
Gross Area3,731 sqft
1st Floor Area2,679 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area217,800 sqft (5 acres)
Garage TypeFinished
Garage Area648 sqft
PorchOpen Porch
Porch Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address965 WIGGINS RD
CityHOLT
StateFL
Zip32564-9365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 OF NW1/4 OF SE1/4 OF SE1/4
Legal Range25
Legal Township03N
Legal Section26
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1000
Census Tract20101

Owner

Source: Okaloosa County records · APN C56-000-596-8692-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address965 WIGGINS RD, HOLT, FL 32564-9365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Apr 04, 2018Deed of Trust, Mortgage · VA Mortgage
TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleMay 16, 2003
Deed Document Number3511870
Deed Book / Page3592 / 1529
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 10, 2021
Property Address965 WIGGINS RD, HOLT, FL 32564-9365
Document Number0035921529
Book / Page3592 / 1529
Instrument DateDec 01, 2021
Instrument3511870
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,626.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address967 WIGGINS RD, 967, HOLT, FL 32564-9365

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 WIGGINS RD, HOLT, FL 32564-9365

Mortgage

Document Number0035921531
DateDec 10, 2021
Instrument3592/1531
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address965 WIGGINS RD, HOLT, FL 32564-9365
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033441882
DateApr 04, 2018
Book Page3344/1882
Instrument3198551
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,643.00 (-5.33%) Homeowner's exemption$411,162 (+4.68%) Land $26,444 Building $384,718$411,162 (+4.68%) Land $26,444 Building $384,718
2023$3,848.00 (+7.07%)$392,789 (+8.23%) Land $22,467 Building $370,322$392,789 (+8.23%) Land $22,467 Building $370,322
2022$3,594.00$362,908 Land $20,997 Building $341,911$362,908 Land $20,997 Building $341,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998, rainfall accumulation, Hurricane Georges
Nearby Flood Policies10 in force
9 of 10 on primary residences
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 549 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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