Franklin County property record for 965 Whetstone Rd, Ferrum, VA 24088 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,782 sqft · built 2020 |
| Lot Size | 6.5 acres (283,314 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Nov 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 074 00-103 01 |
| Primary APN | 074 00-103 01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 1,273 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 283,314 sqft (6.5 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 45760 |
|---|---|
| Street Address | 965 WHETSTONE RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-2566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RT 751-WHETSTONE RD |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20600 |
Source: Franklin County records · APN 074 00-103 01
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 MISSION DR, CALLAWAY, VA 24067-4136 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Nov 19, 2019 |
| Property Address | 965 WHETSTONE RD, FERRUM, VA 24088-2566 |
| Document Number | 0011301826 |
| Book / Page | 001130 / 001826 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 7475 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 965 WHETSTONE RD FERRUM VA 24088, FERRUM, VA 24088 |
| Document Number | 11301826 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 001130/001826 |
| Instrument | 7475 |
| Name | M & T BK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,717.00 (+8.95%) | $399,400 (+54.51%) Land $46,500 Building $352,900 | $399,400 (+54.51%) Land $46,500 Building $352,900 |
| 2023 | $1,576.00 | $258,500 (-) Land $39,500 Building $219,000 | $258,500 (-) Land $39,500 Building $219,000 |
| 2022 | $258,500 Land $39,500 Building $219,000 | $258,500 Land $39,500 Building $219,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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