965 Wanda St, Ferndale, MI 48220 Property Records

Oakland County property record for 965 Wanda St, Ferndale, MI 48220

Property Summary

Property Type	Office Building
Details	224,519 sqft · built 1929
Lot Size	9.98 acres (434,729 sqft)
Owner	Company Name on Record
Tax Bill	$108,851 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-176-018`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-176-018`

Interior

Units	5 Units
Stories	1 Story
Building Area	224,519 sqft Total Area
1st Floor Area	23,992 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	434,729 sqft (9.98 acres)
Canopy	960 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	965 WANDA ST
City	FERNDALE
State	MI
Zip	48220-2959
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	T1N, R11E, SEC 35 PART OF SE 1/4 OF NW 1/4 BEG AT PT DIST S 88-10-40 W 25 FT FROM CEN OF SEC, TH S 88-10-40 W 959.50 FT, TH N 02-26-00 W 454 FT, TH N 88-10-40 E 959.50 FT, TH S 02-26-00 E 454 FT TO BEG 10 A 11-7-13 FR 009
Legal Range	11E
Legal Township	01N
Legal Section	35
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1004
Census Tract	173600

Owner

Source: Oakland County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2150 FRANKLIN RD, B, BLOOMFIELD HILLS, MI 48302-0338
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Construction Mortgage MERCANTILE BANK
May 24, 2021	Deed of Trust, Mortgage MERCANTILE BANK OF MICHIGAN
Jan 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2013
Deed Sale	Aug 26, 2013
Deed Document Number	2013220972
Deed Book / Page	46246 / 282
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	965 WANDA ST, FERNDALE, MI 48220-2959
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 WANDA ST, FERNDALE, MI 48220-2959

Mortgage

Document Number	0000439414
Date	Sep 6, 2022
Book Page	58086/350
Instrument	439414

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	965 WANDA ST, FERNDALE, MI 48220-2959
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 WANDA ST, FERNDALE, MI 48220-2959

Mortgage

Document Number	0000135745
Date	May 24, 2021
Book Page	56282/601
Instrument	135745

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 18, 2017
Property Address	965 WANDA ST, FERNDALE, MI 48220-2959
Book / Page	05029 / 000266
Instrument Date	Dec 23, 2016
Instrument	10988
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1351 JARVIS ST FERNDALE MI 482202025, FERNDALE, MI 48220-2025

Mortgage

Document Number	0000010988
Date	Jan 18, 2017
Book Page	050298/000266
Instrument	10988

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	FLINT, MI 48502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$108,851.00 (-2.54%)	$3,411,800 (+36.21%)	$6,823,600 (+36.21%)
2024	$111,684.00 (+30.94%)
2023		$2,504,780	$5,009,560
2021	$85,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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