Ottawa County property record for 965 W Savidge St, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,711 sqft · built 1997 |
| Lot Size | 2.67 acres (116,616 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,991 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 70-03-16-481-003 |
| Primary APN | 70-03-16-481-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Lot Area | 116,616 sqft |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 965 W SAVIDGE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1683 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CBD-PUD |
| Legal Description | UNIT 3 SPRING LAKE CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 2192 PAGE 165-219 OTTAWA COUNTY CONDO SUB PLAN NO 206 SEC 16 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | OTTAWA COUNTY CONDO SUB |
| Legal Block | 481 |
| Legal Unit | 3 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21100 |
965 W Savidge St, a condominium, is owner-occupied and held in a trust since March 2018.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 965 W SAVIDGE ST, SPRING LAKE, MI 49456-1683 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2004 |
| Deed Sale | Aug 31, 2004 |
| Deed Book / Page | 4633 / 560 |
| Last Transfer Date | Mar 22, 2018 |
| Transfer Doc | 20180010968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 2, 2018 |
| Property Address | 965 W SAVIDGE ST, SPRING LAKE, MI 49456-1683 |
| Document Number | 20180010968 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 2018-0010968 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 W SAVIDGE ST, 965, SPRING LAKE, MI 49456-1683 |
| Name | Verified Name |
|---|---|
| Address | 965 W SAVIDGE ST, SPRING LAKE, MI 49456-1683 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 965 W Savidge St was $6,991 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,900 (+9.97%) | $531,800 (+9.97%) | |
| 2025 | $6,991.00 Homeowner's exemption | $241,800 | $483,600 |
| 2023 | $225,600 | $451,200 | |
| 2022 | $5,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 W Savidge St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 W Savidge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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