965 W Ocean View Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 965 W Ocean View Ave, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,989 sqft · built 1947
Lot Size0.123 acres (5,375 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Mar 2024)
Tax Bill$5,701 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2022 Foreclosure
+ 1 more
APN46828900

Property Details

APN / Parcel Number

Primary APN46828900
Alternative APN
  • 696213

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,989 sqft Living Area
Gross Area2,122 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,375 sqft (0.123 acres)
Garage TypeMixed
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address965 W OCEAN VIEW AVE
CityNORFOLK
StateVA
Zip23503-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal Description12 & 13 BLK 3
Legal SubdivisionPLAN OF CHESAPEAKE PLACE
Legal Block3
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2003
Census Tract400

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address965 W OCEAN VIEW AVE, NORFOLK, VA 23503-1325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Warranty Deed, Transfer · VA Mortgage
PRESIDENTIAL BANK FSB
Jul 6, 2022Trustee's Deed, Foreclosure · Stand-Alone First Mortgage
3RD PARTY INDIVIDUAL
May 29, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Prior SaleJul 6, 2022 · Amount on Record
Deed Document Number20244521
Prior Transfer DateJan 31, 2009
Prior Transfer Doc0000004203
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateMar 21, 2024
Property Address965 W OCEAN VIEW AVE, NORFOLK, VA 23503-1325
Document Number0240004521
Instrument DateMar 13, 2024
Instrument240004521
Transaction TypeTransfer
Record UpdatedApr 10, 2024
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 W OCEAN VIEW AVE, NORFOLK, VA 23503-1325

Mortgage

Document Number0240004522
DateMar 21, 2024
Instrument240004522
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNORFOLK CITY VA
Recording DateJul 6, 2022
Property Address965 W OCEAN VIEW AVE, NORFOLK, VA 23503-1325
Document Number0220016903
Instrument DateJul 1, 2022
Instrument220016903
Transaction TypeForeclosure
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220016904
DateJul 6, 2022
Instrument220016904
Lender
Name3RD PARTY INDIVIDUAL
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address965 W OCEAN VIEW AVE, NORFOLK, VA 23503-1325
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190009877
DateMay 29, 2019
Instrument190009877
Lender
NameNATIONS LENDING CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,701.00 (+4.45%)$456,100 (+2.77%) Land $99,000 Building $357,100$456,100 (+2.77%) Land $99,000 Building $357,100
2025$5,458.00 (+38.7%)$443,800 (+61.56%) Land $86,700 Building $357,100$443,800 (+61.56%) Land $86,700 Building $357,100
2023$3,935.00$274,700 Land $86,700 Building $188,000$274,700 Land $86,700 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 134 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies174 units insured
incl. 40 condo units
Nearby Flood Claims218 (1978–2025)
Claims Outside the SFHA5 of 218
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 34 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 58 claims
  • Hurricane Isabel, Sep 2003 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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