965 W Juniata St, Clermont, FL 34711 Property Records

Lake County property record for 965 W Juniata St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,522 sqft · built 1957
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2019)
Tax Bill	$4,680 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0100-098-00800`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0100-098-00800`
Alternative APN	`1615496`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Metal
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Porch
Porch Area	668 sqft
Utility Building	2,205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1615496
Street Address	965 W JUNIATA ST
City	CLERMONT
State	FL
Zip	34711-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT W 1/2 OF LOT 8 LOT 9 BLK 98 PB 8 PG 17 ORB 5326 PG 413
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	100
Legal Block	98
Legal Lot Number	8-9
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2057
Census Tract	31312

Owner

965 W Juniata St is owned and occupied by an individual who bought it in August 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	965 W JUNIATA ST, CLERMONT, FL 34711-2047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	2019091557
Deed Book / Page	5326 / 0413
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	965 W JUNIATA ST, CLERMONT, FL 34711-2047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055780744
Date	Nov 6, 2020
Book Page	5578/744
Instrument	2020125253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 14, 2019
Property Address	965 W JUNIATA ST, CLERMONT, FL 34711-2047
Document Number	0053260413
Book / Page	5326 / 0413
Map Reference	MB 8 PG 17-23
Instrument Date	Aug 6, 2019
Instrument	2019091557
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF LAKE CNTY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 W JUNIATA ST, CLERMONT, FL 34711-2047

Mortgage

Document Number	0053260415
Date	Aug 14, 2019
Instrument	5326/0415

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,291 Land $135,000 Building $200,291	$335,291 Land $135,000 Building $200,291
2024	$4,680.00 (+16.42%)
2023	$4,020.00 (+13.75%)	$255,857 (+21.38%)	$255,857 (+21.38%) Land $90,000 Building $165,857
2022	$3,534.00	$210,794	$210,794 Land $45,000 Building $165,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 W Juniata St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 W Juniata St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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